Private Lending Provides Financial Security

By: Travis Millward

The future of Social Security looks troubled; the system lacks stability. As retirement looms, the prospect of living off a government-issued stipend has left many investors looking for new
ways to supplement their income. Don't worry. You can take control of your future. In the next couple of years, you can earn thousands of dollars, simply by increasing the yield on the money you are already investing. Private mortgage lending is the key.

We are all concerned about establishing a secure future for our loved ones and ourselves. Right now most investments are performing at an average four to seven percent rate of return. Don't
let the market hold you back. Take control of your IRA, CDs, pension plan, or savings by increasing that rate of return up to four times the normal rate. Your money can grow faster than your current investments allow, and you maintain control.

For example, in five years, a $25,000 investment, compounded at a seven percent yield, will be worth $35,440. That same investmentwhen calculated with 15 percent simple interest is worth $43,750! That's an $8,310 difference simply by upping the yield from seven to 15 percent.

Although banks want you to believe they have your best interests in mind, don't be fooled. There is an alternative to consider that puts you in control of your money. Private mortgage loans are a secured and competitive alternative that can provide some investment protection by allowing you to invest in first position mortgages.

These loans are made with professional real estate investors, and are secured by the property the real estate investor purchases. That gives you a secured interest.

A real estate investor lines up the property, gets you the proper documentation, and protects your interest. There is no overhead because the borrower pays all the costs. If you make a $25,000 loan, you wire the $25,000 to the title company, and you get a $25,000 mortgage. It's that simple.

The loan can be long- or short-term, based on your strategy for retirement. You're the boss. The option to liquidate takes 45 days, and, unlike a bank CD, which is federally insured, there is no penalty for early withdrawal.

Also keep in mind that making real estate loans is a widely accepted use of IRA and pension plans. Now you will be able to loan out money that was previously unavailable to you and make it grow rapidly, tax deferred!

Start letting your money work for you. This is your future. Feel secured.

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