Guide to Buying Property in London

By: Eamon Ball

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Affordable Property

It is a great concern amongst financial institutions and home owners that the housing crisis continues without a forseeable solution. With the divorce rate increasing, there is a greater demand by singles for more housing, and causes severe problems where land is scarce. Affordable housing is difficult to find for first time buyers. Young people are even joining together and buying property just to get started.

Many couples in Britain are given the advice to purchase a home as an investment, unlike Europe where it is more common to rent. Mrs Thatchers government in the 1980s allowed local authorities to sell there houses to the people that rented them, this exacerbated the housing situation. Part of the drive that the government had was to get everyone to own there home. The housing stock that was originally available for rent got completely depleted, and started the shortage in the rental sector. Unfortunately not everyone has enough money to buy a house and quite a few working class families needed low priced houses to rent.

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For builders to maximise there profit they prefer to work on large projects, which generally means larger houses. The building of smaller townhouses or terraces seems to have fallen by the wayside as there is no real encouragement. New housing estates mostly consist of detached or semi-detached houses of three or more bedrooms. By filling houses with white goods builders try to attract first time buyers. That is no doubt helpful to begin with, but when the couple wants to move on, they find that the white goods are all part of the value of the house and the selling price must reflect that. All that this implies is what goes round comes around when you are looking for affordable housing.

An increasing cause for concern is the relative cost of living in London compared with areas and counties throughout the United Kingdom. Teachers, Nurses and other professionals are finding it extremely difficult in London due to the high cost of housing. Affordable property is very hard to find. What London needs are professionals to fill these critical position. With a high opposition to the expansion of greenbelt development the United Kingdom is looking to build more on brown sites located both in the inner and outer city. This would bring more affordable houses and should result in the rejuvenation of the deprived inner city areas.

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