Buying Waterfront Property

By: Matt Oliver

Some Helpful Tips Before You Buy

Once you have taken into account the necessary considerations of owning a waterfront home, you are ready to buy the piece of property that you have decided on... almost. Here are some more tips to keep in mind:

Take into account any building restrictions the property owner may have to adhere to. Some restrictions prohibit boathouses or docks from being built on the water.

Inquire about the consistency of the water levels. Find out when the last drought was in the area and the effects that the drought had on the area.

Insurance is an extremely important factor to consider when purchasing waterfront land. Be sure what type of flood zone you will be in, because insurance rates can become exceptionally high in the lowest lying areas.

Don't ever buy the real estate before seeing it for yourself. Ask for a survey of the property and locate the actual property lines of your land.

Talk to the residents of the area and find out their feelings of the locale. There may also be a local lake association or something similar, which is a great resource. Find out if there is any controversy pertaining to development in the neighborhood.

Consider where on the property your home will be located. You will most likely want to be able to see the water from your home. The best possible position will be where you can observe a sunrise/sunset on the water.

Research the climate of the lake you will be living on. If planning on boating, water skiing, jet skiing, etc., be sure your watercrafts will be able to handle any large waves that the lake may produce. The lake size and surrounding landscape play important roles in creating any strong winds or high waves, and finding these things out beforehand may save you from costly damages.

Advantages of Preserving Your Natural Shoreline

Protecting the natural shoreline of your property provides obvious benefits to both the land owner and environment. Preserving the natural plants ensures rich colors and textures will add to your view of the water.

The natural shoreline will also provide a healthy habitat for the natural wildlife of the area. Vegetation on the shoreline will offer animals and fish more abundant food sources. The flora of your shoreline will also give fish and wildlife natural protection from predators and other dangers.

A rich shoreline can offer you a natural barrier from sound. Boats, people, and wildlife can sometimes generate quite a bit of noise in some areas. Trees and plants act as a screen from these sounds, and can make your home more peaceful.

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