Picking the Right Home in Calgary

By: Kerri Demski

People are always wondering about what steps they can take to ensure they pick the right home when making a new home purchase. The big question is' how to find that ideal home that suits all your needs and does not place unnecessary financial stress on you? This is a bit of a golden grail answer as there is really no absolute method. What there is, is a pretty well defined series of steps that you can observe in order to give yourself the best possible chance when buying a home. Basically it boils down to common-sense and the ability to be frank with yourself about what you can and cannot afford.

New buyers looking in Calgary are lucky in the fact that there is so much to choose from in terms of homes and throughout the city there are many different architectural styles that give this city it's distinct identity.

The first thing that any home buyer should evaluate is what their needs are in terms of neighborhoods and what they offer. Families with children will need access to schools and recreation facilities whereas singles and families without kids will have different needs. Try to evaluate what those needs are and be sure to communicate those needs to your realtor. They will be a great help in your home search and will assist your realtor in finding you just the right area. Once this is decided you should then evaluate exactly what your budget is. What can you afford on a monthly basis in terms of mortgage payments? What can you afford to pay for the home overall? Buying a home that is too much financially can be a crippling thing as you can well imagine. Also try to think ahead, and not just a week or two ahead. What are your needs going to be a year from now or 5 years? Ideally you will be able to locate a home that will suit you for some time to come so that another move won't be necessary when your life changes....as it always does. One of the most important things you can get done in the early stages is to have your mortgage pre-approved before you start shopping. This allows you the freedom to make offers with the knowledge that you have the finances to back the offer up. Take you time when shopping and dont jump into anything, be sure that the home you pick is going to be right for you.

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