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Umbrella Insurance Extends Your Coverage Perhaps you've loaded up on insurance: high limits on car insurance, home and flood insurance, and ample life insurance. But even these coverages can't account for every disaster in life. To further protect your assets, there's umbrella insurance. Personal umbrella insurance kicks in when the limits of your auto or home insurance have been exhausted and there are still damages to pay. How could...... Similar Editorial : Health Insurance Coverage by Mike Yeager. | Source : Auto Insurance
"return Of Premium" Term Life Insurance Comes Of Age If you'd like to have term life insurance in place to provide for beneficiaries yet you're confident you'll outlive the life insurance policy, you now have many options for "return of premium" (ROP) term life insurance. Under this type of life insurance policy, if no death benefit has been paid by the end of your life insurance term, you receive all your premiums back.With a traditional term...... Similar Editorial : Auto Insurance Premium Explained by Whitegyr. | Source : Affordable Whole Life Insurance
The Lowdown On Life Insurance Medical Exams There are three main ways a new life insurance policy is priced: Underwritten policies are those where you answer questions on your personal and family medical history and undergo a medical exam arranged by the insurance company; a simplified issue life insurance policy application asks you some medical questions but does not require a medical exam; and a guaranteed issue life insurance policy...... Similar Editorial : Buying Medical Insurance by Andrew Hittle. | Source : Life Insurance Sales
Healthy And Turned Down For Life Insurance? Heres What To Do You are in good health and you see your doctor regularly, so what should you do now that you were turned down for life insurance based on the results of the medical exam?The first step is not to panic. While it is possible that a life insurance medical exam can reveal serious health problems of which you might not have been aware, in many cases you may be denied insurance or charged higher...... Similar Editorial : A Healthy Life by Drs. Ralph & Lahni DeAmicis. | Source : Supplemental Life Insurance
Equity Indexed Universal Life Insurance Although equity indexed annuities have been around for a number of years, equity indexed universal life (EIUL) insurance is a relative newcomer to the life insurance marketplace. EIUL is a spin on universal life (UL) insurance, a popular policy type because you can increase or decrease your death benefit as your needs change and your premiums can be adjusted accordingly. UL policies also build a...... Similar Editorial : Universal Life Insurance by Angela Dalton. | Source : Supplemental Life Insurance
How High Gas Prices Can Lead To Lower Auto Insurance Rates If all of our neighbors would just drive even less, we'd get lower auto insurance rates.And that could be in the process of happening. When Americans spend less time on the road, the frequency of auto accidents declines. And when auto accidents go down, so do claims on auto insurance. That gets the ball rolling: When auto insurance companies see their costs on claims declining steadily, they...... Similar Editorial : Get Lower Insurance Rates by Don Bury. | Source : Auto Finance Companies
Auto Insurance Faqs: Accidents Happen With over 6 million auto accidents per year in the United States alone, there's a good chance that you or someone close to you will be involved in an auto accident at some point. Having auto insurance is a great way to be prepared for an auto accident. When shopping for auto insurance, it's important to look at auto insurance rates and quotes and do some comparing. Knowing how to proceed in the...... Similar Editorial : Auto Insurance 101 by Aurora Brown. | Source : Auto Finance Companies
Twelve Ways To Save On Your Auto Insurance Policy Want to save money on your car insurance? Here are suggestions from the Insurance Information Institute (III).1. Comparison shop. Use consumer guides online from your state's insurance department. These guides tell you what coverages you need and show you sample auto insurance rates, usually from the biggest companies. Get auto insurance quotes from at least three insurers.2. Ask for higher...... Similar Editorial : Insurance Policy Requirements by Jon Caldwell. | Source : Auto Car Refinance
Auto Insurance Basics Auto insurance is a contract that protects your financial security in case of an accident. Although it is not mandated by federal law, the purchase of auto insurance is usually a requirement in most states; every state (with the exception of New Hampshire and Wisconsin) have minimum insurance laws.These two states, instead of having insurance requirements, have mandated financial responsibility...... Similar Editorial : Boat Insurance Basics by Michael Gregory. | Source : Auto Car Refinance
Car Insurance Coverage For Pets In Car Accidents Pets ride in cars all the time, but what if they're injured in a car accident? Whose car insurance company pays to treat their injuries? The answer depends on the cause of the accident.Riding in cars can be dangerous for pets (as well as distracting to the driver), especially because they ride without the benefit of seat belts. If someone crashes into you and causes injuries to your pet, you're...... Similar Editorial : Health Insurance Coverage by Mike Yeager. | Source : Auto Car Insurance Quote
Car Insurance Faqs: How To Buy Car Insurance From lowering your insurance premiums to adding a teen driver to your policy, buying car insurance can be a confusing, overwhelming, and expensive process. However, it is a necessary part of life, and can save you a lot of stress and money in the future. It may seem like a daunting task, but there is an easier way to shop for car insurance quotes and rates. Before shopping for car insurance, read...... Similar Editorial : Bankruptcy FAQs by Eddie Tobey. | Source : Auto Car Insurance Quote
How A Dui Conviction Affects Your Car Insurance If there's anything that could drive your car insurance cost sky-high it's a drunk-driving (DUI) conviction.According to the Insurance Information Institute, there is an alcohol-related traffic fatality in the United States every 29 minutes. Aside from the risk of killing yourself and others, drunk driving carries with it serious penalties from your car insurance company.Car insurance companies...... Similar Editorial : How Endometriosis Affects Conception by Dr. Mike Berkley. | Source : Auto Car Insurance Quote
