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Authors; Amy Danise

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Amy Danise is a staff writer for Insure.com. Visit Insure.com for a comprehensive array of comparative auto, life and health quotes, including a vast library of originally authored insurance articles and decision-making tools that are not available from any other single source. Insure.com is dedicated to providing impartial insurance information to consumers. Visitors can obtain instant insurance quotes from more than 200 leading insurers, achieve maximum savings and have the freedom to buy from any company shown.

Author Specialises in Articles on : Symptoms Of Heart Problems & Insurance
SD Editorial & Finding Articles by Amy Danise, Amy
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Umbrella Insurance Extends Your Coverage
Perhaps you've loaded up on insurance: high limits on car insurance, home and flood insurance, and ample life insurance. But even these coverages can't account for every disaster in life. To further protect your assets, there's umbrella insurance. Personal umbrella insurance kicks in when the limits of your auto or home insurance have been exhausted and there are still damages to pay. How could......
Similar Editorial : Health Insurance Coverage by Mike Yeager. | Source : Auto Insurance

"return Of Premium" Term Life Insurance Comes Of Age
If you'd like to have term life insurance in place to provide for beneficiaries yet you're confident you'll outlive the life insurance policy, you now have many options for "return of premium" (ROP) term life insurance. Under this type of life insurance policy, if no death benefit has been paid by the end of your life insurance term, you receive all your premiums back.With a traditional term......
Similar Editorial : Auto Insurance Premium Explained by Whitegyr. | Source : Affordable Whole Life Insurance

The Lowdown On Life Insurance Medical Exams
There are three main ways a new life insurance policy is priced: Underwritten policies are those where you answer questions on your personal and family medical history and undergo a medical exam arranged by the insurance company; a simplified issue life insurance policy application asks you some medical questions but does not require a medical exam; and a guaranteed issue life insurance policy......
Similar Editorial : Buying Medical Insurance by Andrew Hittle. | Source : Life Insurance Sales

Healthy And Turned Down For Life Insurance? Heres What To Do
You are in good health and you see your doctor regularly, so what should you do now that you were turned down for life insurance based on the results of the medical exam?The first step is not to panic. While it is possible that a life insurance medical exam can reveal serious health problems of which you might not have been aware, in many cases you may be denied insurance or charged higher......
Similar Editorial : A Healthy Life by Drs. Ralph & Lahni DeAmicis. | Source : Supplemental Life Insurance

Equity Indexed Universal Life Insurance
Although equity indexed annuities have been around for a number of years, equity indexed universal life (EIUL) insurance is a relative newcomer to the life insurance marketplace. EIUL is a spin on universal life (UL) insurance, a popular policy type because you can increase or decrease your death benefit as your needs change and your premiums can be adjusted accordingly. UL policies also build a......
Similar Editorial : Universal Life Insurance by Angela Dalton. | Source : Supplemental Life Insurance

How High Gas Prices Can Lead To Lower Auto Insurance Rates
If all of our neighbors would just drive even less, we'd get lower auto insurance rates.And that could be in the process of happening. When Americans spend less time on the road, the frequency of auto accidents declines. And when auto accidents go down, so do claims on auto insurance. That gets the ball rolling: When auto insurance companies see their costs on claims declining steadily, they......
Similar Editorial : Get Lower Insurance Rates by Don Bury. | Source : Auto Finance Companies

Auto Insurance Faqs: Accidents Happen
With over 6 million auto accidents per year in the United States alone, there's a good chance that you or someone close to you will be involved in an auto accident at some point. Having auto insurance is a great way to be prepared for an auto accident. When shopping for auto insurance, it's important to look at auto insurance rates and quotes and do some comparing. Knowing how to proceed in the......
Similar Editorial : Auto Insurance 101 by Aurora Brown. | Source : Auto Finance Companies

Twelve Ways To Save On Your Auto Insurance Policy
Want to save money on your car insurance? Here are suggestions from the Insurance Information Institute (III).1. Comparison shop. Use consumer guides online from your state's insurance department. These guides tell you what coverages you need and show you sample auto insurance rates, usually from the biggest companies. Get auto insurance quotes from at least three insurers.2. Ask for higher......
Similar Editorial : Insurance Policy Requirements by Jon Caldwell. | Source : Auto Car Refinance

Auto Insurance Basics
Auto insurance is a contract that protects your financial security in case of an accident. Although it is not mandated by federal law, the purchase of auto insurance is usually a requirement in most states; every state (with the exception of New Hampshire and Wisconsin) have minimum insurance laws.These two states, instead of having insurance requirements, have mandated financial responsibility......
Similar Editorial : Boat Insurance Basics by Michael Gregory. | Source : Auto Car Refinance

Car Insurance Coverage For Pets In Car Accidents
Pets ride in cars all the time, but what if they're injured in a car accident? Whose car insurance company pays to treat their injuries? The answer depends on the cause of the accident.Riding in cars can be dangerous for pets (as well as distracting to the driver), especially because they ride without the benefit of seat belts. If someone crashes into you and causes injuries to your pet, you're......
Similar Editorial : Health Insurance Coverage by Mike Yeager. | Source : Auto Car Insurance Quote

Car Insurance Faqs: How To Buy Car Insurance
From lowering your insurance premiums to adding a teen driver to your policy, buying car insurance can be a confusing, overwhelming, and expensive process. However, it is a necessary part of life, and can save you a lot of stress and money in the future. It may seem like a daunting task, but there is an easier way to shop for car insurance quotes and rates. Before shopping for car insurance, read......
Similar Editorial : Bankruptcy FAQs by Eddie Tobey. | Source : Auto Car Insurance Quote

How A Dui Conviction Affects Your Car Insurance
If there's anything that could drive your car insurance cost sky-high it's a drunk-driving (DUI) conviction.According to the Insurance Information Institute, there is an alcohol-related traffic fatality in the United States every 29 minutes. Aside from the risk of killing yourself and others, drunk driving carries with it serious penalties from your car insurance company.Car insurance companies......
Similar Editorial : How Endometriosis Affects Conception by Dr. Mike Berkley. | Source : Auto Car Insurance Quote



American Medical And Life Insurance
That is how waiting a year or so to apply will improve your chances of getting cheaper life insurance, especially if you take time to shop around...
Similar Editorial : 20 Term Life Insurance by Jessica Farrell. | Source : Arteries

Auto Insurance Car Accident
Auto accidents arent something that we like to think about, but thinking ahead will help you and your auto rates in the long run...
Similar Editorial : Antique Car Auto Insurance by Nick Vernon. | Source : Guide To Auto Insurance

Auto Insurance Policy Number
You never know when an accident shall occur an it is better to be safe than sorry...
Similar Editorial : A Affordable Auto Insurance by John Hilaire. | Source : Auto Insurance Quotes Canada

Buy Sell Agreement Life Insurance
Insurance companies are in place to make a profit, and when they do not, they raise their premiums...
Similar Editorial : Aetna Life Insurance Co by Joe Kenny. | Source : Health Tips Pg. 223

Equity Indexed Universal Life
Just as with other types of insurance, always check into the insurers ratings A.M. Best, Moodys, Standard Poors, etc. to get a better picture of how strong the company is financially....
Similar Editorial : A Universal Life Insurance Policy by Dean Calvert. | Source : How To Handle Finances Pg. 122

Farm Bureau Insurance Claims
We were pleased to see some suggestions made it in, says Diggs, such as the way Ford had affixed panels and hard pieces to the car that makes it easier for the vehicle to be repaired...
Similar Editorial : Auto Accident Insurance Claims by Sadhana Dhanyal. | Source : Rhode Island Auto Insurance

First Floridian Auto Insurance
The chance that an uninsured driver will avoid detection is slim he is likely to be caught and strictly punished...
Similar Editorial : A Affordable Auto Insurance by John Hilaire. | Source : Massachusetts Auto Insurance Quotes

Full Car Insurance Coverage
Check with your car insurance company to determine if your pet is covered by your car insurance policy...
Similar Editorial : Car Insurance Coverage In by Tristan Andrews. | Source : Car Accident Reports

How To Buy Car
Its reasonable to haggle over price so long as its done in a good manner...
Similar Editorial : How To Buy A Car From by Steve Gillman.

Life Insurance Medical Exam
-Limit salt intake and high-cholesterol food 24 hours before your exam.-Dont engage in strenuous physical activities 24 hours before the exam.Source Exam Profile Services, Beaver Dam, Wisconsin...
Similar Editorial : Buy A Life Insurance by Darren Yates. | Source : How To Handle Finances

Lowest Price Auto Insurance
Thursby says that Nationwide has been passing along cost savings by offering guaranteed renewability, lower surcharges and broader forgiveness for accidents, fender-benders and minor violations...
Similar Editorial : A Max Auto Insurance by Alisdair Cosgrove. | Source : Gas Prices Going Up Pg. 4

Rent A Car Insurance
Finally, if you have any suspicions about an accident, make sure to tell your insurance company about them they are experts in detecting and stopping scammers...
Similar Editorial : Car Insurance Companies Ratings by Deepak Kulkarni. | Source : Insurance Scams

Return Of Premium Term Life Insurance
-Pruco Life Insurance Co.-Pruco Life Insurance Co. of New Jersey-Transamerica Occidental Life Insurance Co.-The United States Life Insurance Co. in the City of New York...
Similar Editorial : Of Premium Term Life Insurance by Mark Walpole. | Source : How To Handle Finances Pg. 132

Umbrella Insurance Extends Your Coverage
You may even consider offsetting the premium increase for that by raising your deductibles.At any rate, in a litigious society its smart to protect your assets...
Similar Editorial : Of Premium Term Life Insurance by Mark Walpole. | Source : Umbrella Insurance

Downsizing: Switching To A Smaller Car Can Increase Your Insurance Bill
Whatever vehicle you drive, the vehicle model is only one of many factors that go into the price of your policy Your own driving record, claims history and your location affect your premium signific......
Similar Editorial : Of Premium Term Life Insurance by Mark Walpole. | Source : How To Handle Finances Pg. 514

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