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Authors; Andrew Poletto

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About Writer
Andrew has sold and has trained other Mortgage Professionals on how to sell the Pay Option Arm.  He has written an e-book titled The A.R.M. Factor: Guide to Understanding and Selling the Pay Option Arm.  He writes a free weekly newsletter entitled "The Mortgage Mailbag".  Sign up for it at the website www.RealMortgageTraining.com


Author Specialises in Articles on : Money Management
Online Tips by Andrew Poletto, And24
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Option Arm Minimum Payment Vs. 30 Year Fixed Payment
Have you ever asked yourself this question about a Pay Option Arm:Why would someone want a low payment rate of 1.95% (or throw in a number) when they can get a 30 year fixed rate at (interest rate)%?Before I answer this question, you have to figure out what exactly is your function as a Loan Originator.? Are you just an “order taker” or are you trying to get to know your clients for referral......
Similar Editorial : Marketing the Minimum by dontw8innov8. | Source : Payments Services

Fixed Rate Vs. Adjustable Rate Vs. Pay Option Arm
I’m sure the question “Why should I get an Adjustable Rate Mortgage when I can get a 30 year fixed rate at XX interest rate?” has been asked about a zillion times ever since the two types of mortgage were pitted against each other.Of course, no matter what anyone ever says or does, there will always be advantages and disadvantages on both sides. One HUGE advantage the ARM has is all the different......
Similar Editorial : Fixed Mobile Convergence by mltalbert. | Source : High Savings Interest Rates

Only You Can Be The Mortgage Pro
Unfortunately, these comments are said way too often in our industry.   So much so, that I've decided to write a couple of lines here to provoke some thought, sound ok?It's funny to me how people can sit there and complain they don't have any business coming in but at the same time can have a 2 hour conversation about the latest 1 hour Survivor episode.  They don't have time to sell......
Similar Editorial : Still Under A Mortgage by Iprwire Staff Writer. | Source : Mortgage Repayment Calculator

Mortgage Pro Vs. A Blind Dog
"Even a blind dog with a note in his mouth can sell a mortgage."I first heard this phrase in a different context several years ago, but it still applies here. Think about that statement, what does it actually mean to you?? Here's what it means to me...Anybody that contacts enough people will eventually be able to sell whatever it is he or she is selling.? It is, basically, a numbers game.But think......
Similar Editorial : Still Under A Mortgage by Iprwire Staff Writer. | Source : Mortgage Repayment Calculator

Mortgage Brokers, Learn About The Pay Option Arm
Below is an excerpt of the E-book The ARM Factor: The Guide To Understanding and Selling the Pay Option Arm.? I wanted to put this out there so others can get a taste of my writing style (and of course some self promotion).?? I also have a FREE weekly newsletter called “The Mortgage Mailbag” where I answer questions and give advice, in my own words, on the Pay Option Arm and the mortgage business......
Similar Editorial : Forex Brokers by Kelly Price. | Source : Mortgage Repayment Calculator

The Mortgage Pro And The Better Deal
I was talking with a borrower the other day about a purchase and he wanted the “best deal possible”. I’ve heard that phrase hundreds of times over the years, so why was this time so much different? Why did this time stand out to me? After I started thinking about it, I thought I would share my thought process with you.When I sat back and really thought about it, the term “best deal possible” or ......
Similar Editorial : Get the Best Deal by khalid r mustaffa. | Source : Mortgage Repayment Calculator

Mortgage Folks, What Are You Worth?
Michael Jordan doesn’t get paid millions of dollars to play basketball, Michael Jordan gets paid millions of dollars to have people come WATCH him play basketball.”I heard this quote several years ago (when MJ was playing) and it puzzled me at first, but I knew there was something there, I just couldn’t wrap my brain around it.?? Little by little I started understanding it and it made complete......
Similar Editorial : Still Under A Mortgage by Iprwire Staff Writer. | Source : Mortgage Repayment Calculator

Mortgage People, Are You In Control?
Mortgage People, are you in control?I had an interesting discussion with someone today over what contact info should be on your business card, if you actually use one.? I’m sure you’ll figure out which side I was on by the time this Mailbag is over.?? How does this relate to the Pay Option Arm?? Let’s see if you follow my logic at the end.There were two sides to this debate:Side One: You should......
Similar Editorial : OK People by Cathy Bryant. | Source : Mortgage Repayment Calculator

Mortgage Professional Or Blind Dog
Even a blind dog with a note in his mouth can sell a mortgage.”I first heard this phrase in a different context several years ago, but it still applies here. Think about that statement, what does it actually mean to you?? Here’s what it means to me…Anybody that contacts enough people will eventually be able to sell whatever it is he or she is selling.? It is, basically, a numbers game.But think......
Similar Editorial : Effortless Mini Blind Maintenance by teahupoo. | Source : Mortgage Calculators Interest

Fear And The Mortgage Broker
Hey Mortgage folks, has this ever crossed your mind? “I’m afraid if I push someone too hard, they may not use me to get the deal done, whether it be the Pay Option Arm or something else.?? I don’t want to seem too pushy.? I know the POA is a great product, but pushing it on someone just isn’t my thing.” I do understand where you’re coming from.? You’re coming from a place that every LO goes......
Similar Editorial : Mortgage Broker Marketing by jeffn. | Source : Mortgage Calculators Interest

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