All You Want To Know Low Rate Credit And Low Rate Credit Cards A low rate credit card is a great advantage to those people who would normally keep a balance on their credit card from month to month. If you were to take out a new card with a 0% APR introductory period then the balance from your existing card can be transferred onto the new card. The main point of using a credit card with a low rate is to save you money if you are to keep carrying over a...... Similar Editorial : Lower Credit Card Rate by Anthony Samuel. | Source : Credit Card Companies