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Authors; Cindy Morus

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Cindy S. Morus (http://www.phelps-creek.com) is a Certified Financial Recovery Counselor specializing in showing women and their families how to achieve financial well-being and peace of mind. She is also a Certified Credit Report Reviewer and Get Clients NOW!™ licensee. Contact her at 541-387-2995 or cmorus@phelps-creek.com She is also the publisher and editor of "Financial Fitness", an internet gazette dedicated to helping people improve their financial fitness no matter what decisions were made in the past. (c) Phelps Creek Financial Coaching - All Rights Reservedcmorus@phelps-creek.com
Email to Cindy Morus

Author Specialises in Articles on : How To Handle Finances & Family
Editorials & Find Online Articles by Cindy Morus, Cin2
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5 Easy Ways To Save And Build Wealth
1. Pay off high-cost debt. The best investment most borrowers can make is to pay off consumer debt with double-digit interest rates. For example, if you have a $3,000 credit card balance at 19.8%, an......
Similar Editorial : Build Wealth From Home by Jeff Schweitzer, Ph.D.. | Source : Family Matters

Top 20+ Reasons To Pay Your Kid An Allowance
1. They can make mistakes under your guidance 2. They will learn how to save for the future 3. They will learn that money doesn’t “grow on trees” 4. They will appreciate what they have 5. ......
Similar Editorial : Eight Reasons Self by Peter Bowerman. | Source : SD Parenting Guide

The PDQ Factor
It’s the beginning of a brand new year: a time to set goals, make plans, and start afresh; a time to dream of making more money, having a more beautiful body, and experiencing more love. I can’t help......
Similar Editorial : Fear Factor by Olabisi(DJ). | Source : Online Sales Techniques

Why You Should Review Your Credit Report Daily
Besides paying your bills regularly and on time, the single most important thing you can do so show that you are a good credit risk is to known what's in your credit report.Studies have shown that many credit files contain errors that can harm your credit rating, leading to rejections when you apply for loans, insurance or even a job. The errors range from simple human error to being mixed up with......
Similar Editorial : Credit Report by John Mcfadden. | Source : Credit Score

Interest Rates Up, Up And Away?
Interest rates have been at their lowest levels in over 40 years. U.S. consumers have been able to purchase previously unaffordable homes, cars and other toys. Many have used cheap home equity loans to remodel, take vacations and pay off credit cards. Students have taken advantage of the rock-bottom student loan rates. But, interest rates look to be headed up. Recently, Alan Greenspan and the......
Similar Editorial : Pretend Interest by Sue and Chuck DeFiore. | Source : Lost Premium Bonds

Paying For Your Childs College Education
This is probably the most intensive short-term cash drain on any family's finances. Unlike most other big- ticket items, such as homes or automobiles, that can be paid off in monthly installments, college tuition must be paid out over a relatively short period of time. With tuition at staggeringly high levels throughout the nation, a family's commitment to provide higher education for children can......
Similar Editorial : Paying for College by Kyan Kandace. | Source : Driving Schools Online



Helping People With Depression
These are just three ways you can make money, while helping others reduce and manage their debt...
Similar Editorial : Dealing With Depression In by Thomas Fox. | Source : How To Handle Finances Pg. 263

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