Since 1999, TransUnion's TrueCredit.com has helped millions of consumers manage their own credit health. Through a suite of educational materials, free monthly newsletters and easy-to-use products, the company helps consumers understand personal credit management and empowers them to achieve greater financial well-being. TrueCredit.com's online products include credit reports, credit and insurance scores, credit monitoring, debt management tools and identity theft insurance services. TrueCredit.com is the direct-to-consumer arm of Chicago-based TransUnion Interactive, a subsidiary of TransUnion, a global leader in credit and information management. Manage your credit. Manage your life.(SM) http://www.truecredit.com. For more information or to schedule an interview with Lucy Duni, contact Steven Katz, TransUnion, at 312.985.2373 (skatz@transunion.com).
Credit Tips For College Grads Of Any Age People always remember their "firsts." Their first kiss...first concert...first job...first thing they bought with a credit card. Well okay, maybe I'm the only one who remembers the first thing I charged to a credit card. It was a bag of groceries (and I think I paid interest on my Fruit Loops for six months).As a whole, we are not that well educated on credit. And we like to spend. In fact, the...... Similar Editorial : College Safety Tips by Random Writers. | Source : College Text Books Cheap
Insurance Costs - Credit Record - Driving Record As a smart consumer, it should be no surprise to you that your credit report can affect the interest rate you get on a car loan. The better your credit score, the better your rate. But did you know your credit can also influence your auto and home insurance premiums?It's called insurance scoring, and it can drive upor drive downyour insurance premiums.Insurance companies believe there is a...... Similar Editorial : Costs Associated With Kitesurfing by Jakob Jelling. | Source : Auto Car Insurance
Love That Loan! How To Get The Best Rates Buying a new home or car is exciting stuff. Whether you're going after a condo or a convertible, it's a great feeling finding what you want. The only thing better? Knowing that you're saving money on your loan because you're prepared and your credit report is in tip-top shape.When you're considering getting a mortgage or car loan?or any type of loan, really?there are three things you should focus...... Similar Editorial : If You Love Me by Adeyemi Adetosoye. | Source : Christian Debt Solutions
Honk If You Love Having Healthy Credit! Okay, it's probably not a bumper sticker you see every day. But healthy credit is definitely something to be excited about, especially when it comes to that car, truck or SUV you're thinking about buying. Good credit makes the road to getting your dream car a lot less bumpy.So before you cruise into the car dealer's showroom, check under the hood of your credit. Get your credit report, make sure...... Similar Editorial : Being Healthy by Yip See Kit. | Source : Safeguard Dental Insurance
Tax Time a. What you need to know about your credit for tax seasonb. Why you should use your refund to pay down debtc. Tips on how to go about paying off debt (35% of taxpayers surveyed will pay down their debt)Tax time is just about here. For some of us that invokes a sinking feeling, for others it sparks a sense of anticipation and the burning question: what will you do with your tax refund?Here's a...... Similar Editorial : Time Out by A. Raymond Randall, Jr.. | Source : The Federal Income Tax
How To Stamp Out Bad Credit Card Offers If you're like me, your mailbox is usually stuffed with things like bills...postcards selling some turbo-charged Internet service...maybe a few magazines...and, of course, credit card offers.It's the credit card offers that get you. They're pretty tempting, aren't they? Whether it's being pre-approved for $10,000, or the promise of earning free airline tickets, there's always something that lures...... Similar Editorial : Top Credit Card Offers by Johnny Moon. | Source : Credit Card Application
Make My Credit Score Shine - 3 Steps To A Higher Score! STEP 1: Know the score. What's your credit score? A recent study found that 63% of people don't know what their credit score is. So if you're not sure, now is the time to find out. Lenders use your credit score as part of their evaluation, and credit scores generally range from 300-850. Anything over 650 is usually considered a "fair" score that qualifies you for standard rates. The higher your...... Similar Editorial : Credit Score by Mike Johnson. | Source : Credit Rating Scores
The Top 5 Credit Mistakes If you're looking to improve your credit, you've probably heard a million suggestions on how to go about it. Some advice may be right, but a lot may be wrong. What should you believe?I'm here to help clear up the confusion. Below are five of the most common misconceptions about credit. Get to know the facts, and it'll be a lot easier to keep your credit happy and healthy. So, the top five credit...... Similar Editorial : Credit Card Application Mistakes by Jennifer Wilson. | Source : Credit Score Excellent
When Good Credit Goes Bad By regularly checking your credit report, you're doing a great job of managing your credit. It's a good way to stay on top of things. And you know what else is smart? Being aware of the most common credit pitfalls.There are four credit "dangers" you should always have on your radar. If you're not careful, these situations can sneak up on you and lead to a credit disaster. So let's be sure you know...... Similar Editorial : Good Credit by Tom Ambrozewicz. | Source : Credit Score Excellent
Test Your Credit Iq This time of the year, everybody is thinking about their finances. Money is on our minds. So while you're rummaging through your receipts and reviewing those W2 forms, add a credit report to your list.Why get your credit report right now? Making sure your credit report is accurate can get you lower interest rates, save you money and help protect you from identity theft.Wow! A credit report can do...... Similar Editorial : The Marriage Test by Johnette Duff. | Source : Low Credit Score Loans
Credit Inquiries: When Does Your Private Information Go Public? All of us have certain things we don't want others to see. For me, it's my eighth grade yearbook picture...the video of my karaoke debut...all the junk under my bed...and the personal information in my credit report.While we can keep most of our private stuff private, your credit report is the one thing some outside parties have permission to access.When someone requests a copy of your credit...... Similar Editorial : Bad Credit Credit Cards by Edward Vegliante. | Source : Low Credit Score Loans
What Does "manage Your Credit" Mean, Anyway? The other day I was having lunch with a friend at a deli, which had just run out of Swiss cheese. "Oh for Pete's sake," my friend blurted out. "What kind of sandwich place doesn't have Swiss cheese?"That got me thinkingnot about cheesebut about the phrase, "for Pete's sake." It's a common saying I hear all the time; I just wasn't sure what it really meant. (Who is this Pete fellow?)Then I...... Source : Low Credit Score Loans
Oops! How To Fix Past Credit Mistakes Urban myths- We hear them all the time. Some that come to mind: alligators living in the sewers...mixing the candy Pop Rocks with soda pop will make you explode...and credit repair companies can instantly solve credit problems.Most of the myths are harmless fun; but when it comes to your credit, you could lose money and break the law if you don't know the truth.Some credit repair companies make...... Similar Editorial : Oops Power in Drupal by Offshore Software Development India. | Source : Low Credit Score Loans
How To Set Financial Resolutions The New Year it's full of potential and promise. It's also a great time to take control of your finances once and for all. And to help you do just that, we've compiled these tried and true credit management tips.1. Take time to really study your credit card statements.What are your statements trying to tell you? If you simply file your monthly statements in a box, you'll never know. Try sitting...... Similar Editorial : New Years Resolutions by Nancy Huang. | Source : Personal Finance Newsletter
Financing A Home - A Foolproof Preparation Process Buying a home is probably the single largest investment most people will make in a lifetime. By preparing yourself and your finances for a home purchase, you can ensure a smooth home-buying process.Start by checking your creditTo have an opportunity to get the best possible mortgage, make sure your credit history is clean and accurate. Start checking your credit profile at least a few months...... Similar Editorial : Financing Your Modular Home by Mike Zenga. | Source : Business Finance News
