Research Reveals Fees On Fixed Rate Deals Are Rising People should be careful not to automatically select the first cheap mortgage deal that comes along as the cost of fixed-rate products rises, a new study reveals.Research conducted by mform shows that over the past 12 months application charges on some of the cheapest fixed-rate deals have surged. In April 2007, fees on the five best-buy two-year fixed products stood at 999 pounds. However, at...... Similar Editorial : Thought Fixed Rate Variables by Andrew Baker. | Source : High Savings Interest Rates
Borrowers Go Long To Avoid Crunch Research from mform, shows more people are searching for longer term mortgage deals.A study by the group has shown that over 45 per cant of mortgage searches made were for deals with five years or more. The company stated that before the credit crunch, this type of arrangement was much less popular. Instead, most consumers opted for two to three-year deals which afforded them the flexibility to...... Similar Editorial : Borrowers with Bad Credit by Julissa Miranda. | Source : Private College Loan Consolidation
How Is Your Mortgage Interest Calculated? You might think this is a strange question and be of the opinion that it is calculated the same way as everyone else's. Well the fact is that how your lender calculates the amount of interest that you owe can make a significant difference to how much interest you pay.With Interest Only mortgages the amount of loan that is outstanding remains the same throughout your mortgage deal and therefore the...... Similar Editorial : Mortgage Interest Deductions by Tom Wheelwright. | Source : Credit Mortgage Leads
Standard Variable Rate Mortgages Following the increase in interest rates on 5 July by 0.25% it is widely expected that most lenders will increase their standard variable mortgage rate by at least the same amount and indeed some have already done so. But what is a standard variable rate (svr) and how does it affect you?The svr is typically the rate of interest that you would be charged by a lender if you were not on a "special...... Similar Editorial : The New Educational Standard by Andy West. | Source : Credit Mortgage Leads
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What Type Of Mortgage The best way to do this is to use a mortgage comparison site that allows you to look at all the mortgage types one that is independent of all lenders and compares the whole of the market and one tha...... Similar Editorial : Best Type Of Mortgage by Kolivia. | Source : What Do I Need To Get A Mortgage
A Mortgage Without Fees? If you want to be sure that you are getting the best overall deal use a mortgage comparison site that compares the true cost of all mortgages ? this includes all the fees that you are likely to be ch...... Similar Editorial : Best Type Of Mortgage by Kolivia. | Source : How To Handle Finances Pg. 385