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Authors; Francis Ghiloni

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Francis Ghiloni is the Marketing and Business Development Director at mform.co.uk. http://www.mform.co.uk allow you to compare mortgages and remortgages online.

Author Specialises in Articles on : Home Loan Mortgage Refinance Mortgage & Banking
Editorials & Find Online Articles by Francis Ghiloni, Fra2
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Research Reveals Fees On Fixed Rate Deals Are Rising
People should be careful not to automatically select the first cheap mortgage deal that comes along as the cost of fixed-rate products rises, a new study reveals.Research conducted by mform shows that over the past 12 months application charges on some of the cheapest fixed-rate deals have surged. In April 2007, fees on the five best-buy two-year fixed products stood at 999 pounds. However, at......
Similar Editorial : Thought Fixed Rate Variables by Andrew Baker. | Source : High Savings Interest Rates

Borrowers Go Long To Avoid Crunch
Research from mform, shows more people are searching for longer term mortgage deals.A study by the group has shown that over 45 per cant of mortgage searches made were for deals with five years or more. The company stated that before the credit crunch, this type of arrangement was much less popular. Instead, most consumers opted for two to three-year deals which afforded them the flexibility to......
Similar Editorial : Borrowers with Bad Credit by Julissa Miranda. | Source : Private College Loan Consolidation

How Is Your Mortgage Interest Calculated?
You might think this is a strange question and be of the opinion that it is calculated the same way as everyone else's. Well the fact is that how your lender calculates the amount of interest that you owe can make a significant difference to how much interest you pay.With Interest Only mortgages the amount of loan that is outstanding remains the same throughout your mortgage deal and therefore the......
Similar Editorial : Mortgage Interest Deductions by Tom Wheelwright. | Source : Credit Mortgage Leads

Standard Variable Rate Mortgages
Following the increase in interest rates on 5 July by 0.25% it is widely expected that most lenders will increase their standard variable mortgage rate by at least the same amount and indeed some have already done so. But what is a standard variable rate (svr) and how does it affect you?The svr is typically the rate of interest that you would be charged by a lender if you were not on a "special......
Similar Editorial : The New Educational Standard by Andy West. | Source : Credit Mortgage Leads



Fixed Rate Mortgage Deals
The cheapest true cost might not have the cheapest headline rate!And once you have your new mortgage deal, still keep an eye on interest rates from time to time before it expires so that you know the......
Similar Editorial : 25 Year Fixed Rate Mortgage by Paul Mcindoe. | Source : Get A Second Mortgage

I Buy Golf Clubs
Lastly is the price. The new iPhone 3G is extremely affordable. Now at only two-hundred dollars, you can get this new device and it will literally change your world...
Similar Editorial : 1 Iron Golf Clubs by Ian Brinian. | Source : Guide to Iphone Pg. 4

Interest Only Mortgage Fixed
Having formed a view on that, you should use a mortgage comparison site that looks at the whole of the market and allows you to compare mortgages on the true cost over the period of the mortgage deal...
Similar Editorial : A Interest Only Mortgage by Ian Brinian. | Source : How To Handle Finances Pg. 75

Is Mortgage Interest Deductible
Its not the only thing you should take account of ? ultimately the true cost of the mortgage over the mortgage deal is what matters ? but its worth looking out for...
Similar Editorial : Bad Credit Mortgage Interest Rate by Remy Na. | Source : How To Handle Finances Pg. 107

Looking For A Mortgage
In this way, you are able to spend time researching the best mortgage for you...
Similar Editorial : American Women Looking For Men by Sarah Tanner. | Source : How To Handle Finances Pg. 176

No Fee Mortgage Plus
To help with this, use a mortgage comparison and buying site that enables you to compare mortgages based on their true cost, including all fees...
Similar Editorial : American Women Looking For Men by Sarah Tanner. | Source : What Do I Need To Get A Mortgage

People With Credit Problems
Then check using a rate change calculator that you can still afford those payments if interest rates rise, either generally or for your lender specifically...
Similar Editorial : American Women Looking For Men by Sarah Tanner. | Source : Compare Buy To Let Mortgage

Personal Data Protection Law
Not only had Turing invented the forerunner of todays PC, he also proved that no matter how clever the code, any Private Key Cryptography can be broken if you chuck enough processing power at it...
Similar Editorial : Asset Protection Law Firm by Fryefinancial. | Source : Computer Hardware Guide Pg. 325

Standard Variable Rate Mortgages
This will show you what the best deal available happens to be ? it is better to check this than to just hope that it is the current mortgage that you have...
Similar Editorial : Asset Protection Law Firm by Fryefinancial. | Source : How To Handle Finances Pg. 210

What Is A Mortgage Rate
What can you do to ensure that you are getting a good deal?Use a mortgage comparison site that is independent of all lenders one that compares mortgages across the whole of the market, not just a sel......
Similar Editorial : Asset Protection Law Firm by Fryefinancial. | Source : Becoming A Mortgage Broker

What Type Of Mortgage
The best way to do this is to use a mortgage comparison site that allows you to look at all the mortgage types one that is independent of all lenders and compares the whole of the market and one tha......
Similar Editorial : Best Type Of Mortgage by Kolivia. | Source : What Do I Need To Get A Mortgage

Remortgages - Get The True Cost
So, heres what to doDont just follow the headline interest rateCheck-out the true cost of the mortgage over the deal periodLook at start-up fees and exit feesMake sure that you are comparing all le......
Similar Editorial : Best Type Of Mortgage by Kolivia. | Source : How To Handle Finances Pg. 356

A Mortgage Without Fees?
If you want to be sure that you are getting the best overall deal use a mortgage comparison site that compares the true cost of all mortgages ? this includes all the fees that you are likely to be ch......
Similar Editorial : Best Type Of Mortgage by Kolivia. | Source : How To Handle Finances Pg. 385

Choosing A Mortgage – It’s Not All Fixed
Having formed a view on that, you should use a mortgage comparison site that looks at the whole of the market and allows you to compare mortgages on the true cost over the period of the mortgage deal...
Similar Editorial : Best Type Of Mortgage by Kolivia. | Source : How To Handle Finances Pg. 459

Remortgages Guide - Looking For A Cheaper Mortgage?
So, heres what to doDont just follow the headline interest rateCheck-out the true cost of the mortgage over the deal periodLook at start-up fees and exit feesMake sure that you are comparing all le......
Similar Editorial : Best Type Of Mortgage by Kolivia. | Source : Home Loan Mortgage Refinance Mortgage Pg. 79

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