Best Debt Negotiation Companies Consumer debt is approaching 900 billion dollars in America. This is not news to the average American who is carrying all this debt. The mortgage housing crisis and potential recession have added more stress to the average family. Collection companies are doing a boom business as a result of the heavy debt load. Bankruptcy filings are on the increase as well.If you have a large amount of debt the...... Similar Editorial : Debt Negotiation Advice by James Ma. | Source : Help With Debts