Should I Get A Credit Card Or Extend My Overdraft? Life has a knack of throwing some us some serious curve balls when it comes to finances and money matters. One month all things seem to be going your way, you've received your bonus and have used part o it to pay off more than usual on your flexible mortgage, treated you and the family to a posh dinner and had some left over for yourself. This month however the overtime's not on offer, the...... Similar Editorial : Overdraft Agreements by Amanda Hash. | Source : Credit Card Merchant Services
Good Buy Or good Bye, Its Your Credit Hardly any of us earn enough to purchase a car outright, for that reason the widespread availability of car finance which is essentially a loan has proved to be a blessing. Without it we would return to the era of painfully saving until we could afford to make the purchase and then that car would be fixed-up and patched up repeatedly until it quite literally died of exhaustion. Rather than that,...... Similar Editorial : The Good by Sam Vaknin, Ph.D.. | Source : Repair Credit Reports
Credit Rebuilding As the credit crisis gathers speed and crunches down on all aspects of society as we know it, its consequences are being felt far and wide by all levels of the social system. Some of the ripples from the credit crunch are being felt in the car finance sector, here people in an attempt to regulate their finances and possibly save some money at the same time. For some, the benefits of a Personal...... Similar Editorial : Poor Credit Credit Cards by Ben W.. | Source : Repair Credit Reports
Perks Pulling You In On the hunt for your next or maybe it's your first credit card? Before jumping in at the deep and accepting the first one that happens to fall on your door mat, consider what you want your card to do for you; after all it's your credit so make it work in your favour! Despite the credit quagmire that appears to have washed over the globe there are still vast numbers of companies vying for customers...... Source : Free Credit Repair
What Is Apr And How Does It Actually Affect Me? We are always hearing the term 'APR', but do you actually know what it means and more importantly what it can affect and how? Well here is APR 101 and hopefully the following article will clarify what APR is and some of the important things it can affect; from your credit card to your car finance agreement. In short APR stands for the 'Annual Percentage Rate' of charge. The very fact that...... Similar Editorial : Does Javascript Affect Ranking by Jon Ricerca. | Source : Free Credit Repair
Consolidation Loans With the credit crisis in full swing, individuals are starting to reflect on their own financial situation with the hope of streamlining their debts and making their pennies go as far as possible. For some this means taking out a single credit card and transferring all their other balances onto that consolidating in that fashion. For others increasing their over-draft allows them to pay off their...... Similar Editorial : Consolidation Loans by David Faulkner. | Source : Debt Consolidation Calculator
Payday Loans Becoming More Popular Knowing that you r credit rating is at an all time low can make it incredibly hard for those looking to source some extra funds; to apply or not to apply? that is the question. Do you continue to leave your financial footprints all over the gaff or do you stop, breathe and look at the alternative options available to you? The more you apply to the traditional lending institutions the more you are...... Similar Editorial : Payday Loans by Richie Morgan. | Source : Cash Til Payday Loan
Homeowner Loans Contributing To The Credit Crisis Current financial trends have made it increasingly difficult for people to obtain credit, for those that have been successful at sourcing extra income chances are the price they will pay for such a service will have increased in comparison to the beginning of the year. Interest rates have steadily risen since the ripples of the international credit crisis reached our shores, this year alone has...... Similar Editorial : Bad Credit Homeowner Loans by Steve c clark. | Source : Hdfc Home Loans