Dr. Smith has an earned Doctorate in Economics from Iowa State University of Science and Technology along with a Bachelor’s and Masters degree in Economics from the University of Wyoming. He started his professional career as a college professor and held professorships at several Midwestern and Southern universities. He entered the corporate arena as the Chief Economist of a Regional Federal Home Loan Bank, moved then into the banking business where he served as Economists, Chief Financial Officer, President & CEO, and Chairman of several institutions. He started a financial marketing company that catered to financial institutions and their clients by providing investment products. For the past twenty years Dr. Smith has been providing consultation and services to conservative investors and savers positioning their assets for retirement. In the process Dr. Smith has managed a broker dealer and held licenses that allowed him to offer securities and insurance products to the general public. He is currently the â€ask the expert†at the Retirement Pros, a senior officer at BHC Marketing, Ltd., and writes newsletters and other retirement articles for the retirement-minded.
Arkansas Real Estate In The Memphis Suburbs In the current economic climate, real estate in Arkansas (as well as other parts of the country) has been profoundly affected, causing anyone who might be looking for a home in The Natural State to be faced with serious difficulties - and even more so, for those looking to sell their home.... Similar Editorial : Memphis Undefeated Against Houston by Ally White. | Source : American Real Estate
The Guide To Social Security - How To Pay Fewer Taxes Most individuals in or near retirement have three financial legs to support them in retirement: Social Security benefits; qualified retirement savings [401(k), IRA, 403(b), etc.] on which taxes have not yet been paid; non-qualified savings and investments on which taxes have been paid on the principal and possibly some or all of the earnings. By carefully coordinating the use of these three...... Similar Editorial : Justify Social Security by Kemberly Wardlaw. | Source : Trust Income Tax
Stagflation And Retirement Planning Lately there have been a lot of references to "stagflation" when describing the current economic outlook. Webster's defines stagflation as: an inflationary period accompanied by rising unemployment and lack of growth in consumer demand and business activity. In other words, there are a lot of people who are out of work but prices are increasing like there is too much money chasing too few goods...... Similar Editorial : Retirement Planning by pmegan. | Source : Account Ira
An Uncertain Economy & Your Retirement Money Many of you are in the red zone right before retirement, or you've already retired. No doubt your number one fear is running out of money in retirement. You're part of a very large and growing demographic force: 35 million over age 65, 50 million drawing Social Security and 78 million baby boomers now turning 62. This means the future demand for everything used by the "retirement set" will...... Similar Editorial : Helping the Economy by Myron Gushlak. | Source : Ira Faq
Rolling Over 401(k) At Ex-employer I'm always being asked whether or not to move a 401(k) or other employer-sponsored pension plans when leaving an employer. Generally the answer is "move your pension money when you leave an employer". Here are some advantages of moving a 401(k) rather than leaving it: 1. You get more investment choices and opportunity to better diversify. 2. Expenses may be lowered. 3. You can consolidate with...... Similar Editorial : Delsey Luggage is Rolling by maxine greco. | Source : Roth Ira Distribution
Reverse Mortgages And Retirement Planning There is currently a lot of talk in the press about how reverse mortgages can be used to supplement your retirement income. Some sources advocate the use of reverse mortgages while others preach against them. First of all, reverse mortgages, like virtually every investment or financial decision, are good for some and bad for others. How they apply to you depends on your circumstances and what...... Similar Editorial : What Are Reverse Mortgages by Leebeattie. | Source : Conventional Mortgage Loan
