About Writer Terry Rigg is the author of Living Within Your Means - The Easy Way http://www.homemoneyhelp.com/ebookadpage.html and editor of The FREE Budget Stretcher Newsletter and Budget Stretcher web site http://www.homemoneyhelp.com. He has 25 years of experience counseling individuals and families concerning their personal finances. Use this email link to get a list of all of Terry's articles by autoresponder at: mailto:articlelist@budgetstretcherpremium.com
How Much Do You Spend? How Much Do You Spend?By Terry RiggMost of us don't have a clue how much money we spend and whatwe spend it on. We spend it until it's gone and hopefully wecan find some more to spend.The conventional wisdom is that, if you want to know the detailsof where your money goes, you keep track of every penny in somesort of ledger. This is by far the most effective way to handlethis problem.By keeping...... Similar Editorial : Sheep Spend and Lose by Sopan Greene. | Source : Free Money Management Software
Paying Your Bills On Time You've heard it before. "You always have to pay your bills ontime or it will hurt your credit rating". The fact is that notpaying your bills on time can also cost you a bunch of money.The last time I checked being late on a credit card paymentcan cost you as much as $29 each time. In some cases this ismore than the payment.Most banks and loan companies also charge some sort of late fee. Even my...... Similar Editorial : Medical Bills by Dan Baldyga. | Source : Canon Rebate Status
Your Checking Account Checking accounts are an absolute necessity these days. You can either have a checking account or run to the bank or other outlet for money orders. Many people pay for almost everything with a check including groceries, gas, clothes and a long list of other things. When you add an ATM card to this picture, your chances for a potential problem is greatly enhanced.Don't get me wrong. There are many...... Similar Editorial : Checking Under the Hood by Kraig Johanssen. | Source : Government Savings Bonds
