Tristan Dunston is an independent public relations consultant specialising in finance and privacy matters. He loves whitewater kayaking and photography
Identity Theft - Is Enough Being Done To Protect You? Australia is losing a billion dollars every year to identity theft, according to the Australian government, and nearly 90 per cent of Aussies are said to be concerned about having their identity stolen. With identity theft reputed to be the fastest growing crime globally, what is being done to protect Australians from the growing menace posed by identity fraudsters?The National Identity Security...... Similar Editorial : Identity Theft by Wayne and Tamara. | Source : Identity Theft Fraud
Australia Cheap Credit & Australia Privacy Laws Many Australians may be surprised to learn that Australia's tradition of strong financial privacy laws is one of the key reasons Australian consumers pay more for credit, such as bank loans and credit cards, than consumers in the UK. While Australia's privacy laws are currently being reviewed, it is unlikely the latest proposals put forward by those in charge of the country's privacy system...... Similar Editorial : Credit Reports in Australia by Tristan Dunston. | Source : Best Credit Score
Credit Card Company Lawsuits Credit card companies, who stand accused of rip off practices, are facing mounting pressure from politicians all around the globe.No matter where you go, be it the US, UK or Australia, credit card companies are experiencing a backlash from politicos, angry at the way consumers have been treated. The backdrop to this unfolding drama is toughening economic conditions for consumers who are now facing...... Similar Editorial : FAQ on Fosamax Lawsuits by Enilce Teixeira. | Source : Credit Card Debts
Credit Reports In Australia Australia's latest credit report rumpus is soon to switch into overdrive as the deadline nears for the publication of proposals that may see big changes to the way Australians are credit checked.Since 2006, Australia has been going through a major debate that is likely to see the overhauling of its privacy law. As part of this wider discussion over the future of Australia's privacy rules, the...... Similar Editorial : Credit Reports by G Marwick. | Source : National Credit Score
Australia Credit Reports Surging numbers of Australians defaulting on their credit agreements has led two of Australia's credit checking firms to call for major credit reporting reforms to tackle the nation's growing debt problem.Two recent studies conducted by credit reference agencies, Veda Advantage and Dun and Bradstreet have shown alarming increases in the number of people failing to repay the credit they owe.The...... Similar Editorial : Credit Reports by G Marwick. | Source : National Credit Score
Australian Credit Rating A credit report is information sent to private credit checking firms, typically by banks, lenders, utility companies, telecoms and internet suppliers about how customers manage their accounts with them. This information is then used by other banks, lenders, utility companies, etc to decide if potential customers are an acceptable risk when it comes to granting credit.Consumers can get a free copy...... Similar Editorial : Credit Rating by Faranak Groves. | Source : National Credit Score
How To Get Free Credit Reports In The Us, UK Or Australia Consumers in the US, UK and Australia can all get their hands on a free copy of their credit report to do a credit check on themselves. The systems in each country are different, and this article explains how consumers can go about getting a free credit report if they live in one of these countries.In the United States:Consumers have had the legal right to a free copy of their credit report,...... Similar Editorial : Free Credit Reports by Tom Jerico. | Source : Credit Score Estimator
Credit Ratings In UK & US Most lenders across the world approve credit applications using some form of credit scoring. The lifestyle and financial habits of consumers are statistically crunched down and converted into three figure numbers that have to reach or exceed a lender's 'cut-off' score for a consumer to be accepted for credit.Australian lenders, like financial institutions in the UK and US, often refer to...... Similar Editorial : Apartment Ratings by Zack Fair. | Source : Credit Repair Loans
Credit Australia Australia's voluntary banking code, designed to protect consumers, is up for review amid concerns bank customers facing financial trouble are not being helped.The Code of Banking Practice, which has been adopted by most of Australia's banks, provides a framework of best practice for banks when dealing with individuals and small businesses. The code is legally binding on signatory banks.A...... Similar Editorial : Staying in Australia by Paul Hayden . | Source : Kids Savings Accounts
Australia Bad Credit Loans 1. Low Doc Loans stands for low documentation loans. These are typically used to purchase property and to be accepted for this type of loan a consumer does not need the same level of documentary proof as required for standard bank loans. Most banks require verification of income, assets and liabilities, and want to see pay slips and tax returns, before they will give the go ahead on a home loan.2....... Similar Editorial : Australia Cheap Credit by Tristan Dunston. | Source : Bad Credit Home Loan People
Loans - Should Brokers Be Forced To Check Your Ability To Pay? A proposed new law could see Australian brokers legally obliged to only offer consumers credit products they can afford. This development has come about as a result of a growing number of credit horror stories giving Australia's credit broking industry a bad name.Currently, regulation of brokers in Australia is fragmented with no uniform system of regulation. The draft National Finance Broking...... Similar Editorial : Used Car Loans by Adam Boulton. | Source : Student Loan Consolidation
Home Loans Australia Home loan exit fees have come under attack from Australian consumer watchdogs as interest rate hikes push consumers to refinance.Banks and lenders have been accused of 'punishing' home owners and stifling competition in the Australian home loans market by watchdog Choice.Home loan exit fees are charges home owners have to pay to their lender to get out of their current home loan, often when...... Similar Editorial : Staying in Australia by Paul Hayden . | Source : Home Equity Loans Calculator
Home Loans - How To Avoid Swimming With Sharks! Predatory home loan sharks are coming under increased pressure from consumer campaigners concerned at the number of Australians falling victim to rogue lenders. It is feared the problem could get worse as interest rate hikes force struggling families to refinance their home loans. The need to keep a roof over their head could leave some families vulnerable to lenders operating on the fringes of...... Similar Editorial : Home Loans by Charles Essmeier. | Source : Personal Loan Unsecured Loan
Debt Stressed Aussies While young Aussies under 35-years-of-age account for one third of debt sent to collectors, debtors between the ages of 35-44 have the highest average default debt of about 6,000... Similar Editorial : 3 One Credit Report by Steve Vonner. | Source : remedies for anxiety
