About Writer My goal is to help every student succeed - education is one of hte most important things a person can have, so I have made it my personal mission to help every student pay for their education. Aside from that, I am just a pretty average girl from SD.
Scholarship Search – How To Find Free Money For College Scholarship Search – How to find free money for collegeCollege students receive billions of dollars in scholarship money every year. How can you get some of this money to fund your college education?Start looking earlyStart looking for scholarships at least by your sophomore or junior year in high school. Some scholarships are even awarded as early as junior high. Where to look? Your first stop...... Similar Editorial : Scholarship Essay Contests by Linda Correli. | Source : Fast College Degrees
Parent Loans Understanding The Role of Parent LoansFew college students have established any amount of credit prior to college, so it is important that potential college students and the parents of these students understand the options at hand regarding the usage of parents’ credit for obtaining college loans. First and foremost, however, you must remember that not all parents of college students have good...... Similar Editorial : Birth of a Parent by Barbara Eastom Bates. | Source : Public Debt Management
Stafford Loan Consolidation Subsidized Stafford LoansA subsidized Stafford Loan, which you can receive based upon your specific financial aid. When a Stafford loan is subsidized, you are not required to pay any interest on the loan while you attend school. The federal government subsidizes the interest accrued on your account while you attend school and does not charge you interest until you finish school. Unsubsidized...... Similar Editorial : Stafford Student Loans by Ian Wilkie. | Source : Debt Consolidation
Federal PLUS Loans How Your Parents Can Help You ApplyIf your parents have good credit and you obtain them a copy of the Direct PLUS loan application, you are well on your way to cracking the college books and arriving on campus in the fall. Keep in mind that in order to receive a federal PLUS loan, you must be a dependent potential undergraduate at any college or university in the U.S. You also must be planning on...... Similar Editorial : Federal Student Loans Benefits by Poly Muthumbi. | Source : Public Debt Management
Private Loans Vs Federal Consolidation Loans A consolidation loan lets you combine your federal student loans into a single loan with one monthly payment. There are two programs available for consolidating student loans:-The Federal Family Education Loan (FFEL) Program, through which banks, secondary markets, credit unions, and other lenders provide the consolidation loan-The William D. Ford Federal Direct Loan (Direct Loan) Program, through...... Similar Editorial : Federal Student Loans Benefits by Poly Muthumbi. | Source : Debt Consolidation
Federal Student Loans VS Private Student Loans Federal loansIf you need to take out a loan to help pay for your education, you should always look at federal loans first. The largest source of education loans around, federal loans are long-term loans with low interest rates designed for students who need money for their educations. They have several benefits when compared to other borrowing options, including -Lower interest rates-Options to...... Similar Editorial : Federal Student Loans Benefits by Poly Muthumbi. | Source : Education Loan Servicing
Student Loan Consolidation – How Does It Work? Student Loan Consolidation – How does it Work?Student loans are a great source of financial aid for students who need help paying for their education. Unfortunately, students often leave college with burdensome debt. In addition, they often have multiple loans from different lenders, meaning they are writing more than one loan repayment check each month. The solution to this problem is loan...... Similar Editorial : Student Loan Consolidation by Scott. | Source : Education Loan Servicing
Parent Loans Or Student Loans Parent Loans or Student Loans – what is going to be best for my child?At least 20% of college students need some type of loan to help pay for their college education. Such a statistic can lead to students graduating with an unmanageable debt load. An alternative is for parents to help out by taking out loans themselves. But which is the better option – student loans or parent loans? Each has...... Similar Editorial : Student Loans by Lucy Bartlett. | Source : Student Loans Department Of Education
Private Student Loans – Dispelling The Myths Private Student Loans – dispelling the mythsIf savings, grants, scholarships, and federal loans don’t cover the cost of your education, it’s time to turn to private loans. But young college students can’t qualify for a private loan, can they? Wrong! This article addresses this and other myths about student loans that you may run into.I don’t have any collateral, so I can’t get a private loan...... Similar Editorial : Private Student Loans Uk by Henry Bell. | Source : Student Loans Department Of Education
College Savings Plans College Savings Plans – are they the best choice for my child?College Savings Plans, also called Section 529 plans, are one of the best ways to save for college because they offer:-Tax advantages-A variety of investment options-Flexible contribution options-Parental control-Little impact on eligibility for need-based financial aidTax advantagesInvestments in 529 plans are usually exempt from...... Similar Editorial : Losing Your Savings by hflasch1. | Source : Personal Bank Accounts
Why Student Loans Are Better Than Credit Cards -With a federal loan, your interest rate will be low (around 5%) and your payments will be deferred until 6-9 months after graduation.-With a private loan, the interest rate will be slightly higher than with a federal loan but will still be lower than average. In addition, you will only need to make interest payments until after graduation.-With a credit card, on the other hand, the interest rate...... Similar Editorial : Student Credit Cards 101 by Rebecca Lindsey. | Source : American Express Credit Card
Financial Aid - When Should I Apply For? Financial Aid - when should I apply for? Many different types of financial aid are available to you in the form of scholarships, grants, and loans. With billions of dollars at stake, it is important to begin the search process early and to apply on time. Follow these guidelines for applying for financial aid: Three to four years before you plan to begin college…-Review your high school coursework...... Similar Editorial : Financial Financial Aid by Gray Smith. | Source : Finance And Insurance
How To Search For Scholarships Using the Internet To SearchOne of the most valuable resources for searching for a scholarship is the Internet. Web sites like NextStudent offer you the chance to sit in front of your computer screen and find hundreds and thousands of college scholarships being offered around the country. When searching for a scholarship, think about your qualities, skills, and high school activities that may...... Similar Editorial : Nursing Scholarships For Men by smartfinds. | Source : Culinary Schools Orlando
