What Is Credit Card Blocking And How To Avoid It Have you ever had a credit card denied for no apparent reason? It can be embarrassing, but don't worry, there are ways around it if you understand what is happening. Credit card blocking is done by merchants to insure that the money you charged will be available within your credit limit to pay them. This is usually done by hotels, car rental companies, large merchandise purchases, or large...... Similar Editorial : Avoid Credit Card Trouble by Nickmakaryk. | Source : Credit Card Machine Merchant Account
Credit Card Shopping Checklist Before you choose a credit card, do your research and be informed about the terms and conditions, no matter how magical the offer may appear. Remember, the credit card company is trying to sell you their product. Use our checklist of features to help make the best decisions in selecting a credit card: * The annual percentage rate (APR), which is the rate of interest you will be charged on...... Similar Editorial : Credit Card vs by James H. Dimmitt. | Source : Credit Card Machine Merchant Account
Any Value In Credit Card Loss Protection Offers? They make it sound like you are open to huge liabilities if you don't take up their offer against the loss of your credit card, right? Well, relax. This simply is not true.First of all, know your rights. In accordance with Federal Law, you cannot be made liable for more than $50 in unauthorized charges if you report a lost or stolen credit card immediately. The limit goes up to $200 if you don...... Similar Editorial : Credit Card Protection by Elisha Burberry. | Source : Credit Card Machine Merchant Account
Unsolicited Pre-approved Credit Cards Are you one of many receiving unsolicited "pre-approved" credit card offers in your mail? What do we do with them all?If you are looking for a credit card, this may be a relatively easy way to get one. But, don't be fooled by the words, "Pre-Approved". You still have to submit an application for evaluation before you receive the card. Also, see our Reference Library article entitled, "Credit...... Source : Credit Card Machine Merchant Account
Equal Opportunity Credit Act -- Its The Law The Equal Opportunity Credit Act (ECOA) is a legally binding US law to insure that everyone is entitled to the same opportunity for credit. It prohibits discrimination against applicants on the basis of race, color, national origin, religion, sex, age, family status, or handicap. Further amendement also protects women, minority races, part-time employees, and others who may have suffered...... Similar Editorial : A New Job Opportunity by David Leonhardt. | Source : Budget Credit Counseling
Quick Bad Credit Pay Day Loans What is a Pay Day Loan?A pay day loan is a low-amount and short-term loan designed to help you make it through to your next paycheck. It also requires short-term repayment.ParkAveCredit.com specializes in loans to people with bad credit and a "Pay Day Loan" may be a good solution for you.Purpose of a Pay Day Loan: The pay day loan is designed for short-term emergencies, like an unexpected car...... Similar Editorial : Quick loans by Donaldchime. | Source : Credit Debt Negotiation
Cosigning A Loan -- Know The Risks Before you consider cosigning a loan, learn about the risks and liabilities associated. Remember, that by cosigning a loan, you are guaranteeing the loan; if the borrower fails to make the payments, you will become liable for payments. After missing a number of payments, you can be required to repay the full loan balance, including late fees and penalties. If you do not pay, you are subject to...... Similar Editorial : New Car Loan by James Gunaseelan. | Source : Credit Debt Negotiation
