Do You Know What a Credit Reporting Agency Is?
by: Court Tuttle.
Though many of us may have a pretty good idea of what the credit system is as a whole, the complex details of it are sometimes hard to understand. There are several important aspects of credit that people who have credit debt do not even...
Gm Daewoo Gets Warning From South Korean Consumer Agency
by: Evander Klum.
General Motors Corporation has been announced several recalls this year. Most of the GM vehicles called for recall in the US car market were found to have faulty car parts -- prompting government agencies like the National Highway Traffic...
Credit Report : Insights Into Credit Reporting Agencies
by: Raylam.
Credit reporting agencies maintain electronic records of your credit activities. Today, there are three major national credit bureaus: Equifax, Experian and Trans Union. If you are planning on applying for a loan or credit anytime in the n...
A Better Way To Watch Your Credit Reporting
by: George M Noceti.
Are you a victim of any credit card fraud or identity theft? Then you definitely need an enhanced defense from those menaces. You can get superior security from http://www.gotocreditreport.com. Actually, those financial offenses take...
Credit Bureaus - The Truth about Credit Reporting
by: Justin Hutto.
Many people want to know how long a negative notation will stay on their credit report. The answer to this is seven long years. If you have a bankruptcy or judgment the notation can stay on your report for up to ten years.The majority of...
Fair Credit Reporting Act
by: Www.creditandyou.com.
If you’ve ever applied for a charge account, a personal loan, insurance or a job, there’s a credit report about you. This credit report contains information on where you work and live, how you pay your bills, and whether you’ve bee...
What Is The Fair Credit Reporting Act?
by: Legal Helpers.
The Fair Credit Reporting Act 15 USC 1681 (1992) and (1996) is an American federal law that regulates the collection dissemination and use consumer credit information along with the Fair Debt Collection Act. This forms the base of consume...
Payment Reporting Builds Credit (
by: Lisa Phillips.
Having negative credit can affect your entire life. Not only are banks, lenders and credit card issuers pulling your credit file, employers are now using credit history as a determinant in hiring. It is getting harder to escape the conse...
Reporting Credit Card Frauds
by: Andrew Regan.
The recent scandal over the credit card details of TK Maxx customers being stolen in epic proportions has once again revived the age-old financial question - just how safe is your credit card? The advent of Chip and Pin in the UK in 2006 ...
Fair Credit Reporting Act
by: kareena.
The Fair Credit Reporting Act (FCRA) and the recent update to this law called the Fair and Accurate Credit Transactions Act (FACTA) protect consumers against inaccurate information being reported by credit bureaus and the privacy of that ...
Credit Reporting Agencies Are Not Your Friends
by: Rayven Perkins.
There are multiple credit myths and rumors that surround the realm of credit reporting. Some are urban legend, and have become so widely disseminated that they are taken as gospel; others are deliberately encouraged by lenders to terroriz...
The Fair Credit Reporting Act and What You Should Know About it
by: Cathy Taylor.
The Fair Credit Reporting Act (FCRA) and the recent update to this law called the Fair and Accurate Credit Transactions Act (FACTA) protect consumers against inaccurate information being reported by credit bureaus and the privacy of that ...
A Summary of the Fair Credit Reporting Act
by: Gary Gresham.
The Federal Fair Credit Reporting Act was enacted by the United States Congress in 1971. In summary, it says that the credit bureaus must investigate a consumer dispute if they want to challenge credit information on his or her credit re...
The Fair Credit Reporting Act Protects You
by: Jeanette Joy Fisher.
No matter what many credit counseling scam artists may try to tell you, no one can legally remove any information that is up-to-date and accurate from your credit report. They can't do it, and you can't do it yourself. However, you CAN r...
Report Card for the Fair Credit Reporting Act
by: Stuart Hunter.
"It is the purpose of this title to require that consumer reporting agencies adopt reasonable procedures for meeting the needs of commerce for consumer credit, personnel, insurance, and other information in a manner which is fair and equi...
