by: John D. Waller.
Do you work for a financial institution that collects debts? If so, do you know whether the Fair Debt Collection Practices Act, 15 U.S.C. 1692 (the “Act”) (http://www.ftc.gov/os/statutes/fdcpa/fdcpact.htm) regulates what you do? Do you...
by: Moses Wright.
One of the main concerns when dealing with bill collectors is knowing how to safeguard yourself and handle the debt collectors and not let the situation escalate beyond your control. There a few ways to do that.There is a bill meant to h...
by: Moses Wright.
It is a constant source of headache when the bill collectors come knocking at your door. However, there are ways in which you can learn to deal with such stressful situations. Your main aim is to safeguard yourself and to handle the debt ...
by: Bob Guy.
If you have debt and you're living paycheck to paycheck, then you need to be aware of what could happen if you lose your job. When you miss a payment on a credit card or loan, then the companies you owe will start the debt collection proc...
by: Reliefloans.com.
You should know that in either situation the Fair Debt Collection Practices Act requires that debt collectors treat you fairly by prohibiting certain methods of debt collection. Of course, the law does not forgive any legitimate debt you...
by: Kirthy Shetty.
Striving hard to get your loan payments back? All your debt collection letters sent are unheeded? Thinking of hiring people to recoup at least a portion of your loan amount? You can opt for Debt Collection Company and get your loan amount...
by: Peter Kenny.
Debt collection has become an issue with some consumers. Generally, debt collection procedures do not begin until after the lender has tried a variety of ways to get paid what is owed them. Some of the more common methods that lenders use...
by: Court Tuttle.
The Free Credit Report Act is a law that acts as protection from potential threats to your credit information. This act keeps your credit information from being distributed to the wrong people for the wrong types of reasons. Because of ...
by: Www.creditandyou.com.
If you’ve ever applied for a charge account, a personal loan, insurance or a job, there’s a credit report about you. This credit report contains information on where you work and live, how you pay your bills, and whether you’ve bee...
by: Legal Helpers.
The Fair Credit Reporting Act 15 USC 1681 (1992) and (1996) is an American federal law that regulates the collection dissemination and use consumer credit information along with the Fair Debt Collection Act. This forms the base of consume...
by: kareena.
The Fair Credit Reporting Act (FCRA) and the recent update to this law called the Fair and Accurate Credit Transactions Act (FACTA) protect consumers against inaccurate information being reported by credit bureaus and the privacy of that ...
by: Cathy Taylor.
The Fair Credit Reporting Act (FCRA) and the recent update to this law called the Fair and Accurate Credit Transactions Act (FACTA) protect consumers against inaccurate information being reported by credit bureaus and the privacy of that ...
by: Craig Thornburrow.
The federal income tax system was set up to fund our government. None of us enjoys having to pay the government any of our hard earned money, however if we are going to protect our country and pay out all the entitlement programs created...
by: Rebecca Spitzer.
If you have ever received your credit card statement and found an error, you know how frustrating it can be. You either call the credit card company and they say you need to talk to the merchant. You call the merchant and they tell you to...
by: Gary Gresham.
The Federal Fair Credit Reporting Act was enacted by the United States Congress in 1971. In summary, it says that the credit bureaus must investigate a consumer dispute if they want to challenge credit information on his or her credit re...
