Top 10 Reasons to Rebuild Your Credit Score
by Alex Navas.Right now, more than ever, it is crucial to rebuild your credit score if you've had trouble with it in the past. The unfortunate thing about rebuilding your credit score is that you may not be aware of everything that your credit score impacts, so y...
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Dispute Credit Report
by Lakeibarra.What is loan-to-value and how does it determine the size of the loan? The loan to value ratio is the amount of money you borrow compared with the appraised value of the home you are purchasing. Each loan has a specific LTV limit. For example: With a ...
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How Your Credit Report Affects You
by August Malson.I never thought much about my credit before. It wasn't until I was in the process of buying my first home was my credit really called into question. When I first spoke with my mortgage lender was first real wake up call I had. He then proceeded to gi...
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Understanding Credit Report Score
by Gary Gresham.Your credit score is used by anyone loaning you money such as credit card companies, home loan lenders, auto loan lenders and finance companies. They all use your credit score to determine your credit risk. The interest the lender charges you is base...
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Fix Your Credit Report Fast
by Thomas Morva.A negative credit history is the single largest factor that can prevent you from getting an apartment, loan, or job. This is because all insurance companies, banks, landlords, and prospective employers check out your credit card report before sanctio...
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Effects Of Bad Credit Reports
by Thomas Morva.Before analyzing what the effects of a bad credit report could amount to, it is important to understand the concept of a credit report. A credit report is in itself a compilation of your credit history, prepared by the three main Credit Reporting Age...
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Causes Of Bad Credit Reports
by Thomas Morva.The importance of a positive, error-free credit report should never be overlooked. This becomes all the more important when circumstances are such that it becomes imperative for you to borrow money.Yet it has generally been observed that many people ...
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Why Fix Your Credit Report
by Thomas Morva.Your credit report is a statement of your financial status. Whether you are applying for a loan or looking for employment, your credit card will be taken into consideration. Your credit report is compiled by any of the three nationwide companies: Equ...
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How To Fix Your Credit Report
by Thomas Morva.Your credit report is your passport to obtaining loans, renting apartments, and getting employment and promotions. Any errors in your report and you will end up paying a higher premium on your insurance or a higher interest rate for loans.Let's say t...
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Free Copy Of Credit Report
by Thomas Morva.A recent amendment to the federal Fair Credit Reporting Act (FCRA) obligates the three nationwide consumer credit reporting companies - Equifax, Experian and Trans Union - to provide a free credit report to any consumer who requests it.The importance...
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Fixing A Credit Report
by Steven Gillman.Fixing a credit report starts with seeing what's on it. You may get access for free online. Try a search for "free credit report." Alternately, when you are denied credit based on a report issued by a local credit reporting agency, you can request a ...
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Instant Credit Report
by Paul Abbey.Today actually getting hold of an instant credit report is much easier to achieve than it was a couple of years ago. As we are all beginning to realize being able to know where we stand in relation to how credit worthiness is extremely important to ...
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