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Regulation of term life insurance
by Luke Ashworth.What could be worse than to have a loved one die. No amount of?life insurance will replace a loved one in your heart but it can help with the financial difficulties that may also be caused by a early death.Life insurance is not compulsory in the UK a...
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Affordable Online Life Insurance Policies
by Sandra Stammberger.Death is an ordinary subject matter in any discussion. Let’s face it, every individual will have to deal with it when the time comes. Your family is very important but what will happen to them just in case you die unexpectedly?This is a very import...
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Charity & life Insurance
by Lorne S. Marr.It's completely natural that? when we become succesfull and satisfied financially in life, we start to think about ways to help others in need. Not many people know, hovewer, that life insurance can be a great tool to use for charitable giving. Consi...
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Shattered Dreams Caused By Life Insurance Complacency
by Luke Ashworth.She remembered when, almost ten years to the day, when she, a receptionist in a small company married Michael, who was the Sales Manager in her company. She remembered their wedding day, the vows, her friends, her relations, everyone. Her honeymoon w...
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The Four Chief Types of Life Insurance
by Luke Ashworth.It is generally thought of as a way to provide income replacement for a wage earner's survivors in the event of death. Life insurance is purchased from an insurer by making regular payments of premiums during the life of the insured. Upon the death o...
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Life Insurance And The Law - A Laymans Introduction
by Luke Ashworth.So the simple things first. You have to be a UK resident in order to buy a life insurance policy from a UK based insurance company. This is not a requirement laid down in UK law, but UK laws and tax arrangements make it impossible for a UK based insu...
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Health and how to get a better deal on your Life Insurance?
by Lorne S. Marr.There’s been a lot of talk recently about how insurance companies calculate risk and use factors like BMI to determine your premium. Insurance is all about managing risk and taking precautions to ensure you live longer for the benefit of all inv...
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The Pros and Cons of Senior Life Insurance
by Bradley Steffens.Is it a good idea to purchase life insurance after the age 65? The answer is not an automatic yes or an automatic no. It depends on the financial choices you have made throughout your life and the financial goals you have left to fulfill.The primary ...
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Baby Life Insurance: A Window on the Future
by Bradley Steffens.The birth of a child can change a parent’s perspective on many things—work, family, career, and even small things like vacations, holidays, hobbies. Priorities can shift. Aspirations can morph into something new and unexpected. Even time can take...
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Smart Way to Sell Life Insurance Policy
by Robert Cavanaugh.Most people do not know they can sell an insurance policy. There are companies that will pay you more than the cash value. Even term insurance, which has no cash value, is a candidate for purchase.This transaction is called a life settlement. Life se...
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Permanent Life Insurance - Do You Really Need It?
by Sandra Stammberger.The term Permanent Life Insurance or whole Life Insurance means you have a full working policy. It allows you to feel assured that at the end of 15 years the policy takes care of itself you do not have to pay into the policy any longer. It is also no...
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The Life Insurance Problem
by Don Adams.Life insurance is a difficult subject to figure out because it has lots of moving parts. Plus, most people don't like to think about their own mortality.Someday, of course, all of us will die. But, since we don't know exactly when this will happen, w...
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ILIT - The Irrevocable Life Insurance Trust
by Robert Cavanaugh.Irrevocable Life Insurance Trusts (ILITs) are planning tools used to keep life insurance proceeds outside of the taxable estate.For example, if a married couple has an estate of 6 million, they can pass 4 million to the next generation with no tax if...

How to profit from term life insurance
by Paton Jackson.She pays 20$ premium per month to the life insurance company. The period of life insurance is for 20 years. So if John dies within 20 years, Sarah will get 4800 dollars. However if John doesn't die within 20 years Sarah will get some money after 20 y...
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Five Uses For Survivorship Life Insurance
by Robert Cavanaugh.Survivorship life insurance is a life insurance policy that insures two people and pays at the second death. Also referred to as second-to-die life insurance, common abbreviations are SWL for survivor whole life and SUL for survivor universal life.Ad...
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Life insurance – what price privacy?
by Michael Challiner.There was a time when people were entitled to their privacy, unless they had committed a criminal offence. Sadly those days are long gone and most unlikely to return. It may have started with the Government authorising the taxman to enter your home, ...
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Life Insurance – when you are gone
by Michael Challiner.Immortality is no big deal. Just imagine getting up on a Monday morning 52 times a year for the rest of eternity. Really only two advantages of eternal life spring to mind – you could start reading ‘War & Peace’ and know that you would have...
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Life Insurance - Smoke signals
by Michael Challiner.No-one said it would be easy but giving up smoking is really worthwhile and it’s a perfectly achievable aim. Why not join the band of ex-smokers, starting from today? If are you now a reformed smoker, we have some even better news for you.You can e...
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Heavy drinking can increase life insurance costs.
by Michael Challiner.Britons are drinking too much, shout the headlines. Out of those who live in Great Britain, two thirds say they drink to excess at least once a week and almost a quarter hurt themselves while they are intoxicated. This is according to a report by the...
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Life Insurance – When Only The Best Will Do!
by Michael Challiner.We’re all too used to hearing about rising prices. But there’s one thing that now costs less than ever – good life insurance! Intrigued? Read on …No-one likes to think about the worst that could happen. But proper life insurance cover could p...
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Life Insurance – think about it.
by Michael Challiner.Not everyone needs life insurance. If you don’t have any debts or maybe only minimal ones which would be covered by your disposable assets should you die, then you’re fine. Not everyone has dependants and as long as there would be enough funds to...
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Life Insurance - One more step on the insurance ladder
by Michael Challiner.The recently over 60’s are the post-war baby boomers. Their insurance needs are very different from that of a young family or someone just starting out in their first job.A typical 60 something couple will have raised their family, finished paying ...
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Life Insurance - Plan for life
by Michael Challiner.The very best time to arrange life insurance is when it’s furthest from your thoughts. Take a typical young man. He’s at the start of his career, possibly still living at home, but thinking of looking around for a flat. He has a car and the insur...
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Life Insurance – doctors reports improved.
by Michael Challiner.Insurance companies are not in the business of taking on risks without first obtaining as much background knowledge as possible. This applies whether they are insuring your house, your car, your possessions or your life. There is however a difference...
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Life Insurance - how well are you covered for skin cancer?
by Michael Challiner.In the good old days (?) before the industrial revolution the economy of this country was largely based on agriculture, and so most of the working class employees spent long hours outside in the fields. Inevitably their skin would have been well bron...
Similar Editorials : Whole Life Insurance

 
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