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Ghana Banking Rule
by Richard Manu Asamoah.Call it the '80/20 Rule', 'Law of the Vital Few and Trivial Majority' or the 'Pareto Principle ' ', it will still have its inherent principles as revealed by the Italian economist in 1906. Vilfredo Federico Damaso Pareto, an Italian economist, after ...
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Online Banking: Consumers Choose Security
by Anne.This article is for people who have a computer and at least one credit card. The matter is those who have both the devices, can manage their finance pretty well with the help of online banking services. It is not only online credit card applications ...
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Credit Union Bank Intranet Portals
by Saahil K.Passageways- leading bank and credit union intranet portal provider introduced two new modules that can be select by financial institutes to customize their individual portal framework. These two new products are knowledge management application and ...
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Credit Australia
by Tristan Dunston.Australia's voluntary banking code, designed to protect consumers, is up for review amid concerns bank customers facing financial trouble are not being helped.The Code of Banking Practice, which has been adopted by most of Australia's banks, provides...
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Balance Transfer Fees
by Michael D. Strauss.The idea of a balance transfer deal was introduced to the UK in the year 2000 by innovative online bank Egg plc, who offered customers a bait of 0% interest for six months on balances they transferred from another credit card.The feature was an insta...
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Three Tips to Finding the Best Balance Transfer Options
by Robert Alan.When it comes to balance transfers, there are many benefits for those that find just the right opportunity and take the best of them. There are plenty of opportunities here, though. The balance transfer is one of the best ways to save money in the ...
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Balance Transfers Are a Targeted Solution
by Robert Alan.Balance transfer credit cards are gaining popularity as a temporary solution to ever-increasing debt problems. However, what many users don't know is that recent legislation makes it much easier for credit card companies to collect on existing debts,...
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Balance Transfers Primer
by Robert Alan.Are high credit card fees giving you sleepless nights? Think smart: balance transfers could be an intelligent short-term solution. The following article can be used as an introductory guide and a primer on the use of balance transfers that discusses ...
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Searching for a Longer Balance Transfer Period
by Andrew Regan.If you're a credit card user, it's likely that you'll be looking for ways to reduce your monthly repayments and consolidate your credit card debt. After all, with the spiralling levels of consumer debt in Britain and the wide choice available in the ...
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Lifetime Balance Transfer
by StephanieStephanie Wendy.The majority of people with a large credit card debt either stick their head in the sand, ending up paying hundreds in interest, or they pay a fee to move their debt to one of the popular 0% balance transfer credit cards on offer.However, many of tho...
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Balance Transfers and "stoozing" - What to Watch Out for
by Andy Adams.Balance Transfer card are becoming more and more popular, mainly due to receiving positive press by the "stoozing" method (taking advantage of cheap borrowing when there is no real reason for borrowing), where people not only pay off credit debts, bu...
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0 Apr On Balance Transfers With No Balance Fee An Overview
by Derek Smiley.Even if you have a good income, you could be facing escalating credit card debt. There are times when this can not be avoided. However, you can get it paid off without too much hassle. A 0 apr on balance transfers is possible.Though it should not be ...
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Is Now the Time to Transfer Your Balance?
by Reno Charlton.It seems that with household finances getting tighter and tighter due to the global credit crunch, soaring petrol and food costs, and rising bills, now is the time to try and streamline your finances and try and cut back on your outgoings as much as ...
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Emergence of E-banking
by seokumar.Emergence of eBanking:-Computer has eased human life. Every day new dimensions of its utility are emerging.eBanking is one of the gifts to human beings by computer technology.Use of computers have automated banking process and thus has given birth to...

Central Banks Intervention
by cronje.Most of the discussions in this assume that the goal of the funds manager is to run a profitable operation. subject to risk constraints. However, there is a large forex market participant whose goals are different. This participant is the central ban...
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Are Bank Overdraft Fees Getting Worse?
by Bob.Many of us have noticed the trend of bank overdraft fees steadily increasing over the past few years. A bounced check used to cost around $10 but now is more commonly around $35 per transaction. There are overdraft protection plans which only help us...
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The 5 Steps for Reclaiming your Bank Charges
by David Lynes.Over recent months most consumers in the UK have become aware of the controversy surrounding banks charges. Following a review last year financial regulators in the UK stated that these fees were unfair and unlawful as they did not reflect the actual...
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Ppi: How the Banks Make a Profit
by Andy Adams.When you apply for a loan you will often get offered Payment Protection Insurance (PPI) along side their loan, credit card or mortgage as a safety measure so that if you fall ill or lose your job then you are not going to incur any further charges an...

Effect of Federal Reserve Bank Interest Rate
by Mike Samadi.Let see why and how. Before we get into the discussion of why FED doesn't really care about consumers but the banks, allow me to BRIEFLY explain some issues regarding mortgage loans. Have you noticed that during the past several months the FED dropp...
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Unbound Growth Potentials for Indian Banking System
by addi vardhaman.Banking sector has remained the backbone of Indian economy since independence. After the reformative measures of 1991, this industry has been undergoing major changes. Advent of hi-tech communication and information technology has facilitated growth ...
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Banking: the Cradle of Capitalism
by addi vardhaman.Indian banking system stands on a very sound footing, tracing its roots to the last decades of the 19th century during the British period.In India the commercial banking includes the scheduled commercial banks and the unscheduled banks. As per the co...
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5 Tips to Make Your Online Banking Transaction Safe
by Gary Zivkovich.Banking is more sensitive business than the other. The online banking makes it more sensitive because all the information and financial transactions take place online.Despite of SSL security and other security measures there are many frauds reported ...
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Banks Find Ways to Recoup Profits
by Danielle Fletcher.The scale of the credit crunch has not yet been fully disclosed as banks and other financial institutions struggle to work out which of their loans are going to be problematic. Previously banks were happy to lend loans to people in difficult financia...
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Some of the Roles the Official Bank Interest Rates Play
by Paul Dubsky.The average person regards bank interest rates as a vehicle for making money cheaper when they go down, and making money more expensive when they go up.People are mostly concerned about how much more or how much less they will have to find to for the...
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Are USA Major Banks Today Facing a Major Financial Crisis?
by Wayne Miller.Day Traders, this could be an "opportunity of a lifetime" for you if you can learn how these banks really operate.When billions of real US Dollars are leaving the Bond markets monthly, and when major banks are losing billions monthly also, do you thi...
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