Ghana Banking Rule
by Richard Manu Asamoah.Call it the '80/20 Rule', 'Law of the Vital Few and Trivial Majority' or the 'Pareto Principle ' ', it will still have its inherent principles as revealed by the Italian economist in 1906. Vilfredo Federico Damaso Pareto, an Italian economist, after ...
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Online Banking: Consumers Choose Security
by Anne.This article is for people who have a computer and at least one credit card. The matter is those who have both the devices, can manage their finance pretty well with the help of online banking services. It is not only online credit card applications ...
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Credit Union Bank Intranet Portals
by Saahil K.Passageways- leading bank and credit union intranet portal provider introduced two new modules that can be select by financial institutes to customize their individual portal framework. These two new products are knowledge management application and ...
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Credit Australia
by Tristan Dunston.Australia's voluntary banking code, designed to protect consumers, is up for review amid concerns bank customers facing financial trouble are not being helped.The Code of Banking Practice, which has been adopted by most of Australia's banks, provides...
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Balance Transfer Fees
by Michael D. Strauss.The idea of a balance transfer deal was introduced to the UK in the year 2000 by innovative online bank Egg plc, who offered customers a bait of 0% interest for six months on balances they transferred from another credit card.The feature was an insta...
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Balance Transfers Primer
by Robert Alan.Are high credit card fees giving you sleepless nights? Think smart: balance transfers could be an intelligent short-term solution. The following article can be used as an introductory guide and a primer on the use of balance transfers that discusses ...
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Emergence of E-banking
by seokumar.Emergence of eBanking:-Computer has eased human life. Every day new dimensions of its utility are emerging.eBanking is one of the gifts to human beings by computer technology.Use of computers have automated banking process and thus has given birth to...
Central Banks Intervention
by cronje.Most of the discussions in this assume that the goal of the funds manager is to run a profitable operation. subject to risk constraints. However, there is a large forex market participant whose goals are different. This participant is the central ban...
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Are Bank Overdraft Fees Getting Worse?
by Bob.Many of us have noticed the trend of bank overdraft fees steadily increasing over the past few years. A bounced check used to cost around $10 but now is more commonly around $35 per transaction. There are overdraft protection plans which only help us...
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Ppi: How the Banks Make a Profit
by Andy Adams.When you apply for a loan you will often get offered Payment Protection Insurance (PPI) along side their loan, credit card or mortgage as a safety measure so that if you fall ill or lose your job then you are not going to incur any further charges an...
Banking: the Cradle of Capitalism
by addi vardhaman.Indian banking system stands on a very sound footing, tracing its roots to the last decades of the 19th century during the British period.In India the commercial banking includes the scheduled commercial banks and the unscheduled banks. As per the co...
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Banks Find Ways to Recoup Profits
by Danielle Fletcher.The scale of the credit crunch has not yet been fully disclosed as banks and other financial institutions struggle to work out which of their loans are going to be problematic. Previously banks were happy to lend loans to people in difficult financia...
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