Protect Your Credit
by Peter Kenny.Identity theft and credit card fraud are among the fastest growing crimes in the U.S. It is estimated that between $2 billion to $3 billion in credit card fraud is commited every year. The ways theives are able to gather the personal identifications...
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Understanding Your Credit Report
by Jim Brown.A wealth of information is contained in your credit report. Your financial actions, your loan or credit accounts and how you pay them are just some of the data you can find on your credit report. Review your credit report periodically to get an idea ...
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The Real Truth About Credit Scoring
by Ije Valent.Credit scoring is system that most creditors and business use to determine if to issue credit cards or loans to an individual. When you apply for credit, creditors reserve the right to administer a full credit check thereby checking your past credit ...
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No Credit Is Worse Than Bad Credit
by Ije Valent.As many young American move from childhood to adulthood they are faced with a grim reality. They have no credit, and now they are classified and bunched with those who have bad credit. Any creditworthiness you acquire is directly linked with credit l...
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Q and A About Credit And Credit Bureaus
by Ije Valent.Consumers cannot repair credit score by themselves. This is actually not true. All the information that you need to erase bad credit from your bad credit file like the pros is easily accessible at online. You can also receive a free online credit rep...
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How To Open A New Credit File
by Ije Valent.There are different ways to open a new credit file each of which works to help one build a new credit file and utilize simultaneously while repairing ones credit or establishing credit. This is another do it yourself credit repair technique that can ...
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Who Is The Credit Bureau
by Ije Valent.Many people who dont know anything about credit have the feeling that the credit bureau is a government agency that works for Uncle Sam to ruin our lives but the real truth is that government agencies are just private companies that that have monopol...
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Credit Counseling: The Basics
by John Porter.With large-scale consumerism and an increase in the spending power, our generation is seeing debt levels which were unimaginable a few decades back. Earlier people spent their entire lives without incurring any debt. At the most it might be their mor...
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Different Credit Repair Options
by John Porter.When you need to take a loan, for whatever purpose it may be, the thing that you first need to consider is how much of an interest are you paying for the loan. Apart from that, the other thing that you must consider is, what is the guarantee you are ...
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Merits Of Credit Counseling
by John Porter.Whenever a person falls into debt it does not mean that he has led an unplanned life. Things happen in our lives which can suddenly destroy all the plans we had and land us in a situation which was kind of unimaginable to us. Death, loss of a job, me...
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Various Options Of Credit Repair
by John Porter.As the consumer debt increases every day there has been parallel growth of debt management services. The function of these services is to help their clients get rid of their existing debt. And the better services will go beyond that and help their cl...
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What Is Credit Counseling
by John Porter.In our lives we all make mistakes. But then it is also up to us to rectify those mistakes and start life afresh. All we can ask for is some support and some guidance. When some of us are deep in debt those are the two things that we definitely need -...
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Credit Repair: Can You Do It Yourself?
by John Porter.The introduction of plastic money and a tremendous acceptance of the same among both business organizations and consumers have given rise to a situation where consumer debt today has touched an all time high. And as the consumer debt grows there is a...
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Beware Of Credit Repair Scams
by Warren Peters.Blemishes on your credit report cost you cash. But not to worry. It's never too late to get your credit back in the loop -- just get started, and remember that it is a process and won't happen overnight. Sometimes it just doesn't matter who you are, ...
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Just Like a Car, You Can Repair Your Credit
by Ivanovich Cuxev.If you had a car that did not run correctly you would immediately bring it in to be repaired. You would fix whatever you needed to while making sure it purred like a kitten. Why is it that we do not do that with our credit as well?Credit repair is ...