Editorials » Business Resources » Managing Debt
 

Protect Your Credit
by Peter Kenny.Identity theft and credit card fraud are among the fastest growing crimes in the U.S. It is estimated that between $2 billion to $3 billion in credit card fraud is commited every year. The ways theives are able to gather the personal identifications...
Similar Editorials : Protect Your Job

Understanding Your Credit Report
by Jim Brown.A wealth of information is contained in your credit report. Your financial actions, your loan or credit accounts and how you pay them are just some of the data you can find on your credit report. Review your credit report periodically to get an idea ...
Similar Editorials : Credit Report

Your Credit Report And Credit Score
by Jim Brown.Payments and default payments on your credit card are reflected on a single report called the credit report. Other credit accounts and loan defaults are also contained in such a report. The information contained in your credit report is even given a ...
Similar Editorials : Understanding Credit Report Score

The Real Truth About Credit Scoring
by Ije Valent.Credit scoring is system that most creditors and business use to determine if to issue credit cards or loans to an individual. When you apply for credit, creditors reserve the right to administer a full credit check thereby checking your past credit ...
Similar Editorials : Credit Scoring Explained

No Credit Is Worse Than Bad Credit
by Ije Valent.As many young American move from childhood to adulthood they are faced with a grim reality. They have no credit, and now they are classified and bunched with those who have bad credit. Any creditworthiness you acquire is directly linked with credit l...
Similar Editorials : 401k Better or Worse

Credit Repair Companies Are Just Not Worth It
by Ije Valent.Credit repair companies charge and arm and leg for what you can do on your own. Sometimes their charges can be as much as $1000.About 15 years ago many so called credit repair companies have sprung up out of nowhere and claim that they can fix your c...
Similar Editorials : Credit card companies

Q and A About Credit And Credit Bureaus
by Ije Valent.Consumers cannot repair credit score by themselves. This is actually not true. All the information that you need to erase bad credit from your bad credit file like the pros is easily accessible at online. You can also receive a free online credit rep...
Similar Editorials : Credit Bureaus

How To Open A New Credit File
by Ije Valent.There are different ways to open a new credit file each of which works to help one build a new credit file and utilize simultaneously while repairing ones credit or establishing credit. This is another do it yourself credit repair technique that can ...
Similar Editorials : P2P File

Who Is The Credit Bureau
by Ije Valent.Many people who dont know anything about credit have the feeling that the credit bureau is a government agency that works for Uncle Sam to ruin our lives but the real truth is that government agencies are just private companies that that have monopol...
Similar Editorials : Bureau Credit Report

Do You Give Yourself Credit?
by Knight Pierce Hirst.Once upon a time, not too long ago, my husband thought I had too many credit cards - especially for clothing shops and department stores. John thought having so many credit cards could discredit our credit. I charged salon services, movie tickets and...
Similar Editorials : Give yourself Some Credit

Credit Counseling: The Basics
by John Porter.With large-scale consumerism and an increase in the spending power, our generation is seeing debt levels which were unimaginable a few decades back. Earlier people spent their entire lives without incurring any debt. At the most it might be their mor...
Similar Editorials : What Is Credit Counseling

Different Credit Repair Options
by John Porter.When you need to take a loan, for whatever purpose it may be, the thing that you first need to consider is how much of an interest are you paying for the loan. Apart from that, the other thing that you must consider is, what is the guarantee you are ...
Similar Editorials : Self Help Credit Repair

Merits Of Credit Counseling
by John Porter.Whenever a person falls into debt it does not mean that he has led an unplanned life. Things happen in our lives which can suddenly destroy all the plans we had and land us in a situation which was kind of unimaginable to us. Death, loss of a job, me...
Similar Editorials : Credit Counseling

The Consumer And Credit Counseling
by John Porter.One of the biggest problems the US is facing today is the increasing consumer debt. And coupled with that is the fact that personal savings have hit an all time low. With such extreme situation on both fronts it is not a surprise that even the smalle...
Similar Editorials : Debt Management Consumer Counseling

Various Options Of Credit Repair
by John Porter.As the consumer debt increases every day there has been parallel growth of debt management services. The function of these services is to help their clients get rid of their existing debt. And the better services will go beyond that and help their cl...
Similar Editorials : Credit Repair

What Is Credit Counseling
by John Porter.In our lives we all make mistakes. But then it is also up to us to rectify those mistakes and start life afresh. All we can ask for is some support and some guidance. When some of us are deep in debt those are the two things that we definitely need -...
Similar Editorials : Credit counseling

When Do You Need To Go For Credit Counseling
by John Porter.There has been a new emerging threat to the financial sector of most developed countries. The introduction of plastic money and a tremendous acceptance of the same among both business organizations and consumers have given rise to a situation where c...
Similar Editorials : Credit Counseling

Credit Repair: Can You Do It Yourself?
by John Porter.The introduction of plastic money and a tremendous acceptance of the same among both business organizations and consumers have given rise to a situation where consumer debt today has touched an all time high. And as the consumer debt grows there is a...
Similar Editorials : Self Help Credit Repair

Beware Of Credit Repair Scams
by Warren Peters.Blemishes on your credit report cost you cash. But not to worry. It's never too late to get your credit back in the loop -- just get started, and remember that it is a process and won't happen overnight. Sometimes it just doesn't matter who you are, ...
Similar Editorials : Credit Repair Scams

Just Like a Car, You Can Repair Your Credit
by Ivanovich Cuxev.If you had a car that did not run correctly you would immediately bring it in to be repaired. You would fix whatever you needed to while making sure it purred like a kitten. Why is it that we do not do that with our credit as well?Credit repair is ...

Credit Repayment Terms Are Extending
by Abbi Rouse.While overall borrowing in the UK may be on the up, people are succeeding in better managing their loans and other finances, one commentator has suggested.Loans firm Picture Financial has suggested that credit levels are on the increase but states th...
Similar Editorials : Important Credit Card Terms

Texas Ranks Above Average on National Credit Scores
by Pat Carpenter.Credit card usage is on the rise, according to a report released this week by the well-known credit-tracking company, Experian. More Americans have more cards, and heavy users are just getting heavier. Texas isn't doing so bad, though, ranking below ...
Similar Editorials : Better Credit Scores

Disadvantages of Poor Credit and How to Fix It
by Georg Rosenbrock.Everyone can be put at a disadvantage if they have poor credit, but fortunately there are ways to fix it. Let us first look at the disadvantages as it may motivate you to do something about it and then get some ideas on how to repair it! Disadvantage...
Similar Editorials : Poor Credit Credit Cards

How Much Credit Limit to Use Without Damaging Credit Score
by Court Tuttle.When it comes to your credit, there is a gray area in which you can either decrease your score, or you can use it to your advantage and improve your score. This grey area is called your credit limit. How high can you spend within your limit before ...
Similar Editorials : Credit Limit

The Top 3 Myths Surrounding Your Credit Limits
by Court Tuttle.Sometimes when you think of limits, you think of restraint. Like with credit cards, the companies set a limit on how much money you can spend before you are penalized for spending too much. Some people want to know what the limits are just so they ...
Similar Editorials : Myths Surrounding ADHD

 
Page 53 of 93 : «Prev | 51 52 53 54 55 56 57 58 59 60 | Next»