The Fico Credit Score - What is It?
by ALDREENA M. FEREBEE.By Aldreena M. FerebeeWhat is a FICO Score?A credit or FICO score is a numeric representation of a person's credit profile and it is the name for the most well known credit scoring system. The acronym FICO stands for Fair Isaac Company, a California ...
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How to Build your Credit Score
by Edward Vegliante.A solid credit score can lead to lower interest rates, loan approvals, and even job opportunities. If your score is currently less than what you would like it to be, you can take measures to improve it. By understanding the basics of the system, you ...
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Understanding your Credit Score
by Gregg Pennington.When you apply for credit, whether for a mortgage, an auto loan, or a credit card, your credit score will determine whether or not you can secure financing, and what type of interest rate you can get. While you probably have at least some idea of ho...
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How to Get a Handle on your Credit Score
by Jon Arnold.The experts tell us that from an economic standpoint, things are pretty good right now. If you look at mortgage rates, they are not the best they have ever been but they are affordable for most. Car loans can be had that are aggressive, and persona...
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Find Out Why you Need to Know your Credit Score
by Jon Arnold.A recent survey of a random selection of people from across the US consisting of about 5000 people resulted in a very surprising discovery - almost half of those surveyed had no idea of what their credit score is or even what range it fell into. Eve...
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Credit Score/FICO Report - 5 Steps To Improvement
by Jed Jones.Your credit score/FICO report can determine your eligibility for loans, what interest rate you pay for loans, and even whether you get a job to which you are applying. With every incentive to improve your score and nothing to lose, it should be a pri...
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Your Credit Score and Your Purchasing Power
by Peter Kenny.Buying and selling consumer goods and services is the benchmark of today's society. With the exception of the air you breathe, everything you need on a daily basis must be purchased, including clothes, food, transportation, and shelter. Three little ...
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How To Use Your Credit Score
by Peter Kenny.Your credit score is one of the most important decision-making factors that lenders use when they are considering you for a loan. The loan may be for a new home or new car or it could be a very small personal cash loan. Your credit score is used in a...
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Ways to Improve your Credit Score
by Jon Arnold.If more consumers realized the wide range of areas of their lives that are affected by a credit score, there would be a lot more people taking pro-active steps to watch their credit score. A poor credit score can affect your job, your chances of pro...
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Better Credit Scores - 7 Tips
by Jed Jones.Credit scores are the equivalent of a financial report card. There is no way to avoid having credit scores since the Big Three consumer reporting agencies - Equifax, Trans Union, and Experian - keep tabs on your credit situation daily. These agencies...
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Credit Score Mythology
by Mike Clover.There is so much information out there on improving your credit score that it is hard to know what really works. Because most people never take a class or fully understand the credit system, a host of myths and misinformation has developed regarding ...
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Raising My Credit Score - 5 Ways
by Jed Jones.Your credit score follows you wherever you go: when you move, when you change jobs, and when you apply for a new credit card or get a new loan.The big three credit reporting agencies are Equifax, Trans Union, and Experian. They all use the same formu...
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Credit Score
by Mike Clover.What is credit scoring? Credit scoring is a system creditors use to help determine whether to give you credit. It also may be used to help decide the terms you are offered or the rate you will pay for the loan. Information about you and your credit e...
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Follow the Path to a Great Credit Score
by Jon Arnold.Do not underestimate the value of a great credit score in today's world. A person's credit score is being used in many more places than simply to allow a lender whether or not to approve a new line of credit for you. It is used by many employers to d...
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High Credit Score Advantages
by Mike Clover.Everyone seems to realize that having a high credit score is great, but there are even more advantages than most people know. Qualifying for loans tends to be the advantage that most people focus on, but discovering the other advantages might really ...
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Fixing Your Credit Score
by George Burns.Have you seen those late night television commercials? You know the ones where they claim that you can erase your bad credit overnight. What about those commercials that claim it is possible to get a major credit card without using a deposit or even ...
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