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Credit Card Debt in Usa
by cynthiastewart.The debt situation in USA is particularly grim. According to a study an average American owes about $10,000 in debt and that too at a whopping 14% interest rate. What are the most important things that lead a person to credit card debt? In this artic...
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Credit Cards: Life, Lifestyles and Beyond
by Smith James.Credit cards have pervaded lives and lifestyles throughout the world. Almost no country has remained untouched by the use of credit cards. Come to think of it, how amazingly powerful can a card carved out of plastic be? A credit card can help you pur...
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Some Tips on Using Credit Cards
by Smith James.After getting credit cards, it can be very tempting to go on a spending spree and buying all sorts of new things that you otherwise won't buy before. So, chances are there that you end up shopping a lot and go beyond your affordability level. Ultimat...
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Credit Cards - How Much Do We Really Owe?
by Sally.Credit card debt seems to be growing and people are getting more and more concerned. Americans are once again polarized. Some like David Ramsey encourage consumers to shred all credit card applications and buy only things they can pay for in cash. So...
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UK Credit Card Spending Continues to Increase
by Elisha Burberry.Everyone knows that spending on credit cards is easy and that fact has recently been reflected by UK consumers. Reports from payments firm Apacs show that in the second quarter of 2007, the amount spent on credit cards was seven percent higher from ...
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Calls for Credit Card Age Limit to Increase
by Andrew Regan.The burgeoning debt levels in UK society are a frequent topic of debate in the media, and with good reason: in August 2007, the debt charity Credit Action estimated that total UK personal debt stood at ?1,345 billion - a 10.2 per cent increase on the...
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Your Credit Card, your Friend
by Elisha Burberry.News on TV, in newspapers and on the radio about Britain's credit card debt may have caused you to look differently at your credit cards, but it shouldn't. Credit cards enable consumers to make the most out of borrowed funds and if used optimally, c...
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Credit Cards and Divorce
by Sharon.Divorce might be a very painful process and money issue often makes it even more unpleasant. You need to divide both assets and liabilities. The situation can be especially complicated if you have joint credit card accounts or your spouse is an autho...
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See What your Credit Card Can Do for you
by Andrew Regan.Two-thirds of adults in the UK have a credit card, and over 60% of those have more than one. In fact, studies show that in 2004 there were more than 4 cards in use for every adult in the country. It seems obvious that many of us appreciate the conven...
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Safe Shopping with Credit Cards
by cynthiastewart.In the first part of the article series 10 vital tips to make your online shopping with credit cards safe and better we learned about 5 safe online shopping tips. In the second part of this article we look at 5 more tips to make sure that your online...
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Does Credit Card Fraud Alert Protect Us?
by Rachael Wimbley.Nowadays more and more people face the problem of identity theft. How can you realize that you are a victim of identity theft and what can you do to solve this problem?If your credit card statement includes charges for things you never bought, or you...
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Gas Credit Cards
by alexhamsten.Never before has obtaining a gasoline credit card been a more sensible thing to do. The reasons are many but one of the most important reasons is that it allows you to use your car fuel expenses to apply towards building on your credit rating. Your c...
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Safe Online Shopping with Credit Cards
by cynthiastewart.Credit cards are the most convenient way to shop online. With credit card comes the ability to shop from anywhere and anytime. Due to all these facilities and simplified online shopping procedures, credit cards are at the centered of an e-commerce bo...
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What is Actually a Prepaid Credit Card?
by Thomas LindstrÃ?m.Once you have money in your account, you're issued a prepaid credit card that can be used anywhere one would use a regular credit card. The amount varies, but you can probably expect to pay about some amount to open a prepaid credit card account. In ...
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Secured Credit Card with Bad Credit
by cynthiastewart.Secured credit cards are special type of credit cards which are issued against a collateral. Generally a checking account or some other collateral comes into picture while issuing of a secured credit card. The credit limit of a secured credit card is...
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Credit Card Processing for Businesses
by Kay Fione.Nowadays, engaging in any form of business will always involve credit cards in one way or another. These plastic money speeds up transactions.. We buy our stocks from suppliers using credit cards. In turn, we accept them as payments from our cust...
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Guide to Credit Card Monthly Statements
by cynthiastewart.Every credit card holder gets a monthly statement by mail. This statement describes all your spendings, fees, important dates, current and outstanding balances with your credit card. Contrary to popular perception all credit card statements are not t...
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Beware: Credit Cards Catches are Just Round the Corner
by Andrea Domini.When you get an extremely beneficial offer that is so hard to resist, think twice before you agree to make a deal. Especially if it concerns some financial matters. And be all eyes and all ears when it comes to your credit card deal. As people, whos...
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Cash is Always Better Than Credit Cards
by Brian Williams.Pay with cash, avoid credit card use, live within your means and sidestep bad credit. Easier said than done? Not really.Americans just need to get in the habit of resisting the lure of high-interest credit card debt, a leading source of bad credit pr...
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Laymans Guide to Credit Card Monthly Statements
by cynthiastewart.In the first part of this two part Layman's guide to credit card monthly statements, we learned about few very important terms that credit card companies use in their monthly statements. This second part continues the process further.Finance charges...
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How to Turn your Credit Cards Into a Powerful Wealth Tool?
by LeeMen Cheong.A lot of us know that credit card use may lead you to bankruptcy, but how to turn this wealth destroyer into a wealth tool is something worth investing time and effort to learn and practice. So you can leverage on this plastic card and turn it into ...
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Avoid Credit Card Rejection
by Jerry Cheng.Before you go searching for the perfect deal, make sure you are prepared. The most important factor in getting what you want is your credit score. Also known as a FICO score, your credit score is a number in the range of 500 to 800 that tells lenders...
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Balance Transfers Pay Credit Card Bills
by Ajeet Khurana.Credit card debt is a headache for all of us. It is all very well when we are going around buying things with our cards. However, we cannot afford to forget that we are running up a tab which will have to be taken care of sooner or later. Many people...
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Get the Best Out of Business Credit Cards
by N. Sai.Whatever kind of business you might be involved in, be it a small business or a big one, to run the errand of business dealings, operations, expenses towards organizing the business and to save money at the end, it is necessary to own a business cred...
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Detect Bogus Credit Card Offers
by N. Sai.Almost all the activities carried out every day facilitate the use of credit cards. Due to the prevalent use of credit cards, the buying capacity has increased; since people have the breathing period to repay the credit availed of. The buying decis...
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