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The Hidden Sting of COBRA In Texas Health Insurance
by Pat Carpenter.If you lose your job anywhere in the US, including Texas, one of the many questions you'll have is: "Will I lose my health coverage, too?" If you're an employee at a company that has 20 or more employees, and you leave your group plan for reasons oth...
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Short-Term Health Insurance - What are the Benefits?
by Pat Carpenter.So you've just graduated from college, don't yet have a job and have just found out that you're no longer covered under your parents' health insurance plan. Maybe you've decided to leave your current job and look for a new one. Or perhaps you've foun...
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Texas Health Insurance Hurdles for Mom-and-Pop shops
by Pat Carpenter.The results of an April 2004 Commonwealth Fund white paper* show that the economics of small business group insurance makes offering health benefits to employees is risky. The current lack of health insurance for individuals in Texas, as well as the ...
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New Survey Numbers on Texas Small Biz & Health Insurance
by Pat Carpenter.A 2006 survey, released by the health insurance trade group America's Health Insurance Plans (AHIP), offers a snapshot look at small group health insurance plans throughout Texas and nationwide. The survey has once again stirred up debates over wheth...
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Texas Nonstandard Workers Lack Health Insurance Benfits
by Pat Carpenter.A 2005 Commonwealth Fund white paper reported on two important trends in the U.S. workforce - the increasing prevalence of workers in part-time, temporary, contract or non-standard positions, and the decline in access to employer-provided health insu...
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Keeping An Eye Out For Health Insurance Fraud In Texas
by Pat Carpenter.Insurance fraud. It happens daily. There are a number of bogus health insurance companies and agents in Dallas, Houston or anywhere else in Texas who will take your money and run. So, before you purchase health insurance for your employees or your bu...
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Why Health Insurance Is Important To Young Individuals In Texas
by Pat Carpenter.Young individuals in Dallas, Houston and throughout Texas are a pretty healthy group in general, but going without health insurance interferes with their access to the health care system, introduces barriers to care when it's needed, and leaves young...
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On Your Own - Self-Employment And Health Insurance In Texas
by Pat Carpenter.There are more than a million individual or family-owned businesses in Texas, and more people are contemplating opening their own business every day. For the small business owner, the same subject always comes up - self-employed health insurance. Tak...

Group Health Insurance: 5 Reasons to Drop Your Plan
by Brad Miller.Group health insurance plans can be a blessing to many individuals and families. They provide essential insurance coverage and, depending on the employer, cost little or nothing to the employee. However, some blessings can be a burden in disguise. Ma...
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Private Purchase Cooperative for Texas Health Insurance
by Pat Carpenter.As stated by the Texas Department of Insurance, the Texas Legislature enacted three bills that allow small business employers to form cooperatives for the purchase of employer health benefit plans in Dallas, Houston and throughout Texas. All three ty...
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Small Business Health Insurance Basics In Texas
by Pat Carpenter.Finding the right group health plan for your business can be downright intimidating: sorting through lists of insurance companies and plans; checking and re-checking the dollars and totals for deductibles and co-pays; making sense of plan limitations...
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More Small Business Health Insurance Basics In Texas
by Pat Carpenter.Because premiums, deductibles, copayments, and coinsurance levels for small business group health insurance policies in Texas can vary widely from plan to plan, it pays to shop around.Have a good understanding of your employees' healthcare needs befo...
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Perma-Lancing In Texas, Without A Health Insurance Net
by Pat Carpenter.For many self-employed individuals in Dallas, Houston and elsewhere in Texas, health insurance is the last thing they can afford. Those who work for themselves often say, "I can't afford to get sick. Period." The term "sick days" isn't even something...

Affordable Texas Health Insurance
by Pat Carpenter.The Texas Hospital Association (THA) is urging lawmakers in Dallas, Houston and throughout the rest of the state to take the right steps to make health insurance more affordable and accessible to individuals in Texas. The state ranks first in the cou...
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Affordable Health Insurance
by Jim Brown.Many people are jobless and so they cannot afford individual or family health insurance. Others may have jobs but then with their salary and the expenses they still cannot afford their employer's offer of health insurance. You can actually find in th...
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Health Insurance Benefits
by Darren Dunner.Health insurance services are designed to offer people financial protection against any sort of losses which can be caused due to accidents, injuries or any other type of health illness. Today, in the market place you can find a health insurance poli...
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Pre-existing conditions affect individual Texas health insurance
by Pat Carpenter.There are nearly four million Texans with some type of "pre-existing medical condition." Besides having difficulty obtaining health insurance, these Texans may experience other insurance-related problems, including claim denials, higher premiums, can...

Texas Health Insurance Basics
by Pat Carpenter.Health insurance. Everyone needs it, but not everyone has it. And with medical expenses on a seemingly endless rise, paying out-of-pocket for them could land you in the poor house. So when choosing a health insurance plan, it's good to know the basic...
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Limited Benefit Health Insurance - Is It A Good Deal?
by Pat Carpenter.These days, everyone is looking for ways to save money. Some have found that buying cheap health insurance is one way to go. And while this has its upside, you should be careful, because you may end up with a health crisis.For many folks in Dallas, H...
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How You Can Reduce Medical Expenses For Texas Health Insurance
by Pat Carpenter.Health care costs on the rise, but there are a number of ways to lower your medical expenses.An ounce of prevention.One of the most effective ways to lower medical expenses, especially over the long haul, is to maintain a healthy lifestyle by: - T...
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Getting Engaged? How Should You Handle Health Insurance?
by Pat Carpenter.When preparing for marriage, many happy Texan couples spend months planning for their special day to make sure it takes place without a hitch. But how many engaged couples put that kind of preparation into sharing a life together, especially when it ...
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Health Insurance: Related Terminology
by Tristan Andrews.It is important to consider several aspects of health insurance, such as cost and coverage for example. The cost of a health policy depends on several factors as follows:- the age of the person who is getting it- the dependents that depend on the per...
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Basic Use & Coverage: Health Insurance Plans
by Tristan Andrews.For many people health insurance is the most important benefits to be received from an employer. This is especially true considering the fact that more than 46 million American people do not receive basic health insurance (2006 statistics). Sometimes...
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Instant Individual Health Insurance
by John C Alzza.Shopping for individual health insurance can be confusing. Having a basic understanding of what types of individual insurance coverage are available is important. Group discounts that are applied to insurance policies available to employees aren't ap...
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Texas Workers Find Getting Health Insurance A Problem
by Pat Carpenter.Many employees throughout Texas, but especially in the larger cities of Austin, Dallas and Houston, are finding it a challenge nearing on the impossible to find the affordable health insurance they and their families need.As an entire state, Texas al...
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