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Mortgage Professional or Blind Dog
by Andrew Poletto.Even a blind dog with a note in his mouth can sell a mortgage.”I first heard this phrase in a different context several years ago, but it still applies here. Think about that statement, what does it actually mean to you?? Here’s what it means to ...
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Mortgage Lenders Panic
by Dale Rogers.In the wake of negative news after negative news stories filling page after page of print media coupled with negative outlook stories air time on radio and TV the public is found pacing the floor wondering what is going on. Fear can be a crippling em...
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How to Protect your Home and Family with Mortgage Life Insurance
by Simon Christopher.Paying off a mortgage can be a struggle, even for families with two incomes. If you or your partner should suffer a terminal illness or even die, that struggle increases dramatically due to medical expenses, funeral expenses and lost income. For this...
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How To Get A Mortgage Youll Be Happy With.
by T. O' Donnell.These days, many people have poor credit. With the explosion of cheap and easy credit, more people have been landed with a poor credit rating. This has led to the phenomenon of the sub-prime mortgage. However, simply because you have an adverse credi...
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Advice on Getting a Mortgage Quote Online
by Christopher Carter.Online mortgage quotes are quick and easy. The process can be done within 5 minutes at home or in your leisure time. Getting a mortgage loan quote from an online loan quote specialist has many advantages and benefits. to name a couple:1. Getting a re...
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Fear and the Mortgage Broker
by Andrew Poletto.Hey Mortgage folks, has this ever crossed your mind? “I’m afraid if I push someone too hard, they may not use me to get the deal done, whether it be the Pay Option Arm or something else.?? I don’t want to seem too pushy.? I know the POA is a gr...
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Mortgage Marketing With Realtor Referrals
by Shane Brooks.Getting Your Foot In The Door With Realtor Referral PartnershipsWhen it comes to selling mortgages, you already know that those inbound mortgage calls are way better than the outbound ones, right? You also know that it is hard to get your business to...
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Two mortgage terms everyone should know
by Scottie Watts.I would like to discus two mortgage terms that every one looking to find a mortgage should know amortization and private mortgage insurance (PMI). Amortization:Amortization is the process by which your monthly loan payment is determined In an Amortiz...
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The World of Mortgages
by Steve Cancel.Buying a home is usually a very overwhelming and big event in a person or a couple's life. It takes lengthy considerations and life searching to find out if you are ready to do so. One thing people will most definitely need is the money to buy a home...
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Mortgage Closing Costs
by Scottie Watts.When you close or finalize a mortgage there are many fees, taxes and insurance costs that you will need to pay. These are called closing costs.The amount of money you will need to pay in closing costs will very. It depends on several factors. Taxes c...
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Refinancing Your Arizona Mortgage
by Mike Hamel.Refinancing your Arizona mortgage could save you thousands if interest rates have dropped by a percentage point or more since you got your first mortgage. It is an easy way to tap into equity to remodel your home, buy a new car, or pay off high inter...
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Mortgage Lead Generation Systems
by Shane Brooks.If you are in the mortgage business, then you know that generating leads is the best way to get your business really flying. However, it takes solid marketing and the knowledge of techniques that work to get good leads in front of you. The good news ...
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Arizona Mortgage Refinancing: Is It Right For You?
by Mike Hamel.Mortgage refinancing is as popular in Arizona as it is in the rest of the country. It accounted for almost half of all mortgage applications last year. Mortgage refinancing involves getting a new loan to pay off your current one. The new loan can be ...
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Mortgage Marketing Strategy
by Shane Brooks.Realtor Referrals are by far the most effective tool you can have if your mortgage brokering or lending. The leads you will get from realtor referrals are qualified and generally an easy sale. Consider all the different types of referrals available...
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Mortgage Refinance and Credit Repair
by Mike Hamel.Million of Americans have credit problems. Those who own homes can use a mortgage refinance to help with credit repair. Mortgage refinance involves taking out a new mortgage to pay off the original loan. Depending on your equity, the new mortgage can...
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Mortgage Broker Strategies 101: Back to Basics
by Shane Brooks.Mortgage Broker strategies are important as you very well know, but have you considered all the marketing you can do on a day to day basis. This is not the type of marketing where you put an ad in the paper or hire a call center. These are the little...
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Bankruptcy Mortgage Information For Homeowners
by Mike Hamel.Bankruptcy attorneys estimate that one in every 53 U.S. households filed for bankruptcy in 2005. Most of these people didn’t lose the farm in Vegas or drink away their life savings. Chances are their financial problems stemmed from one of three sou...
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Subprime Second Mortgage: Who Needs One
by Mike Hamel.Subprime lenders are providing first mortgages, second mortgages and home equity loans to those who don't qualify for conventional financing. Many of the more than 19,000 mortgage lenders in the U.S. offer some form of subprime mortgages.Subprime bor...
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Your Mortgage Amortization Schedule May Contain Shocking Details
by Marvin Cains.When many first-time homebuyers get their mortgage amortization schedule for their proposed loan, they file it away with all kinds of other paperwork they never intend to look at. This can be a huge mistake for several reasons. The biggest, perhaps, ...
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Mortgage Financing Loans – FAQ
by Mike Hamel.What types of mortgage financing loans are available?Fixed Rate Mortgage Loans: Payments remain the same for the life of the loan. Housing cost remains unaffected by interest rate changes and inflation. Adjustable Rate Mortgage Loans: Payments increa...
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Texas Mortgage Loans
by Mike Hamel.Texas mortgage loans are very popular and useful for a variety of purposes. In the form of a debt consolidation loan, a new mortgage can help get homeowners out from under mounting bills. Texas mortgage loans are also a popular way to pay for improve...
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Interest Only Mortgages - Are They a Good Idea?
by Ray Prince.Many people opt for an interest only mortgage for one simple reason - it's the cheapest option.You can't blame people for choosing the 'lowest' cost option, can you?So how does an interest only mortgage work (I've had many clients call it an interest...
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Home Financing: Choosing the Right Mortgage
by Mike Hamel.The two most important factors to consider when comparing home financing options are loan term and interest rate.Loan termThe typical options are 15-year or 30-year mortgages. A 30-year mortgage will have a lower monthly payment and a higher interest...
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7 aspects of Home Mortgage Refinance
by Alan Lim.They say nothing is certain but death and taxes. And if you own a home, or plan to, then you can probably add ‘mortgage’ to that list! Most homes around the world are bought on mortgage today. More now than ever before. Not only that, but just as...
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Second Mortgage: Better Source Of Needed Cash
by Mike Hamel.A second mortgage is a mortgage taken out in “second position” on a property that already has a mortgage. A second mortgage will give you a fixed amount of money repayable over a fixed number of years. Get better interest rates with a second mort...
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