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Mortgage Payment Protection Advice
by Simon Burgess.Before taking out mortgage payment protection you need to get as much advice and information as possible. Mortgage cover is taken out to provide you with an income if you should lose your own; however you have to make sure you take the right level of...
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Mortgage Payment Insurance an Effective Safety Net
by Simon Burgess.Providing you read the terms and conditions of the cover before taking out a policy, mortgage payment insurance can be an effective safety net on which to rely. It would give you the income you insured against at the time of applying for the policy i...
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Mortgage Protection is a Valuable Asset
by Simon Burgess.Mortgage protection is a very valuable asset as it can make the different between you losing your home and ensuring that you keep the roof over your head. If you cannot maintain your mortgage by keeping up with the repayments then you are risking the...
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Consider Taking Out Mortgage Cover For Peace of Mind
by Simon Burgess.Mortgage cover can give you enormous peace of mind if you find yourself without an income. A loss of income can come about through either unemployment or incapacity. Every day redundancies happen and you could be a victim and lose your income entirel...
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Why Mortgage Insurance
by Simon Burgess.Mortgage insurance is a versatile payment protection product that would provide an income allowing you to cover your mortgage repayments. You are able to take cover for a fixed sum each month and if you should lose your own income you would be able t...
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Shop Around for the Cheapest Mortgage Protection Quote
by Simon Burgess.When looking for the cheapest mortgage protection quote the best way of finding it is to go online and get your quotes with a specialist offering payment protection. However when looking for affordable cover for your mortgage you also need to take th...
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Advice On Choosing The Right Mortgage
by Crystal Mate.Choosing the right mortgage may seem easy enough. Find the best rate and sign on the dotted line, right?Unfortunately, it is not that simple. Choosing the right mortgage involves a lot of research and planning. To make the right decision, you need to...
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Commercial Mortgages
by Donna Elizabeth Lewczuk.Copyright (c) 2008 Donna Elizabeth LewczukCommercial mortgages are available through banks, commercial mortgage companies and private lenders. Commercial mortgage rates vary as widely as residential mortgage rates. Traditional banks offer some very l...
Similar Editorials : Fha Mortgages

Reduce Your Debt Load With Home Mortgage Refinancing
by Crystal Mate.What volume of debt are you carrying right now? If you are like most Canadians, you have debts that exceed your annual net income. Getting a handle on all of this debt can put a lot of strain on today's households. Home mortgage refinancing is one po...
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High Ratio Mortgages Help You Get The Home You Want
by Crystal Mate.High ratio mortgages. The term conjures up frightening images of high risk loans and unbearable levels of debt.In reality, high ratio mortgages are pretty common these days. And with the price of housing, it is no wonder.Housing Costs and Down Paymen...
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Mortgage Bad Credit Loans Can Get You Out Of Debt
by Crystal Mate.Most experts say that your housing costs should not be more, and preferably less, than 30% of your income. Is that a reasonable figure for most Canadians? The answer is a resounding "no".The Canadian Mortgage and Housing Corporation (CMHC) prepares a...
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2nd Mortgages Refinance: When And Why To Do It
by Crystal Mate.There are many viable options for tapping into a home's equity, including 2nd mortgages and refinancing. Both provide a way to help manage existing debt or get a low-cost loan for other expenses."I will likely use my home equity to help finance other...
Similar Editorials : Buy to Let Mortgages

Buying Your First Home
by Bruce Owens.If you are a Canadian buying your first home, it is hardly surprising if you feel overwhelmed by the bombardment of daily news and advice that seems to impact on your home purchasing decisions. If it is not more dire news coming out of the United Sta...
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Construction Loan Mortgages
by Bruce Owens.Construction loan mortgages can turn a vacant piece of land - whether in a not-as-yet developed suburban tract, or the wilds of a favourite rural escape - into a person's dream home, chalet or vacation retreat. Because these loans are the vehicles th...
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Examining Home Mortgage Refinancing Options
by Bruce Owens.Canadians looking at their home mortgage refinancing options should note a sea change in emphasis in the Bank of Canada's policy focus that is affecting, and will in all likelihood continue to affect, Canadian mortgage markets. Well, perhaps not a se...
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Independence Day...Seniors Independence with a Reverse Mortgage
by Michael Branson .What better day to talk about obtaining your financial independence than on Independence Day?! I don't think our forefathers ever considered the right to a reverse mortgage when framing the Bill of Rights and our Constitution, but ever since 1988 whe...

Remortgage With a Fixed Rate
by James Copper.The term fixed remortgage, or fixed rate refinancing of your home is nearly redundant. The primary point, unless you are in dire straits and just need the money, is to save money by replacing your first mortgage with its high interest rates with a se...
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Home Mortgage Loan Guide
by Vernon DeFlanders.Information in this article is not suggesting that all lenders or mortgage bankers are predatory lenders. There are "bad apples" in every profession. Information about an unpaid judgment against you can be reported for seven years or until ...
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Death By Mortgage
by Justin Lee.One cause for bankruptcy filings is less obvious than others. Home mortgages are a large and important sort of debt for most, but buying a home is not what causes bankruptcy. The main culprit is change. Since the late 1940's we have been taught that ...
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Mortgage Renewals Advice
by Bruce Owens.Mortgage renewals are becoming a hot topic as Canadians weighing their home refinancing and mortgage renewal options continue to wrestle with a wealth of information about the economy, the housing markets in Canada and where interest rates are headed...
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Second Mortgages To Finance Home Renovations
by Bruce Owens.Second mortgages are allowing Canadians to realize their home renovation aspirations. Canadian homeowners have accumulated significant equity in their homes as housing prices have increased year after year in what has been, until recently, the hotte...
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Refinancing Solutions Provided By Canadian Mortgage Brokers
by Bruce Owens.Home owners face a perennial refinancing decision each time the term on their existing home mortgage expires. Do you renew your mortgage with your existing bank or lender, or should you shop around to see if better rates and terms are available from ...
Similar Editorials : Mortgage Brokers or Banks

Thinking about Re-mortgaging? Read these tips first.
by Robert Armstrong.It's a great way to save money and can, potentially, save you thousands in repayments. However, there are a few things you need to think about befoe you re-mortgage.Firstly, check there's no early redemption penalty on your mortgage. These days most ...
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Re-mortgaging – the way to go?
by Michael Challiner.Banks, building societies and mortgage brokers are always on the look-out for opportunities for more business, so what is the consumer to expect in the way of mortgage types and offers?Re-mortgaging seems to be the buzz-word and this seems to be a se...

Re-mortgaging – Look Into It
by Michael Challiner.Are you paying more than you need for your mortgage? If you’ve had a mortgage for a few years, do you know even what your interest rate is? Once the initial mortgage deal is done, you tend to forget about it. The payment goes out of your account wi...

 
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