Car Insurance Policy Basics

by : Heather Leigh Clark



Before shopping for auto insurance, you should understand the different components of coverage: liability, collision and comprehensive. Each of these components accounts for a part of the car insurance premium you pay. While it may be tempting to simply find cheap car insurance, it's a smarter choice to make sure you and your car are adequately protected.

Three Basic Types of Coverage

Liability: This is the part of a car insurance policy that you must have - it protects you in case you are at fault for an Science Articles, which could save you as much as $100 a year.