How To Safely Apply Online For Credit Cards

by : Lawrence Fine

People can now apply online for credit card and make their lives a whole lot easier. Now, there is no need to go the nearby banks or their branches, collect forms, fill them and then return them back again with the documents required. Instead, all you have to do is just complete an online application to receive a credit card.

There are different cards available such as the Classic Cards, Premium Cards, EMI Card, Affinity Card, Value for Money Cards, Co-Branded Cards, etc. So do your homework and make a wise selection based on your needs and requirements before you apply for the card. And if you need help, choose a program that offers assistance.

For example, the ICICI Bank Credit Card facilitates you to apply online for your credit card. Just click on their secure access online application so that an 'https' shows up in your browser and they will even send a representatives online to help you in completing the application process if you like. After they receive your application form with all the details given promptly along with the required documents, it will take a period of about 21 days for processing your credit card application.

More tips include:

1) If you are supposed to give your contact number as well as e-mail id during the application of the form, the moment your card gets approved by the system, you will either get a SMS or receive an e-mail that will inform you regarding the approval of your card most often.

2) If you want to find out the status of your application, choose a good card program with follow up service. For example, Express Approval helps you with this step. You will get a decision for your online application within just few minutes. You can go to the online status site to see the status of the Card application instantly. Or you can also call the New Accounts on 1-888-826-3471 for checking out the status of the application by phone. You can also make your applications for the credit cards on the phone. But, if you are making an application for some special offers by means of e-mail or online promotion, then it is necessary that you apply through a special URL link provided for receiving the bonus or the gifts.

3) You can apply for your credit card online either by searching the bank or the issuer like the MasterCard, VISA, CHASE, DISCOVER, ADVANTA, AMERICAN EXPRESS, etc. Or you can search according to the type of credit card like balance transfer cards, prepaid and debit cards, low interest credit cards, student credit cards, airline credit cards, business credit cards, cash back credit cards as well as rewards credit cards. A site like can help with choosing.

4) A site like MoneyExtra is yet another easy search for the credit cards online. It allows you to make comparisons between different credit cards online. The credit card comparison table of MoneyExtra provides you with the details of the cards from the other providers of credit cards in UK. You can also utilize it for comparing the interest free credit cards. If you come across any other better deals than the current ones, you can make an application for them online. You will be just a few clicks away from saving a lot of money.