Tips Of Blue From American Express

by : Mario Churchill

The color blue is considered as one of the key additive colors in the RGB system, in which the three primary colors (red, green, and blue) are combined to produce other colors.

Just as blue has created a great impact in the world of reality and visualizations founded on color and light, blue has also found its way in the world of American Express, an expanded financial services company that reaches out to different parts of the world.

With its headquarter in New York City, American Express has introduced Blue from American Express, which created a great impact among young adults. Compared to the other card services of American Express, Blue from American Express f onto carry on an annual fee. This means that blue credit cardholders do not have to worry of paying an annual fee every year.

Blue from American Express also provide a feasible rewards program. As a way of saying thank you to their customers, Blue from American Express provide rewards or cash back privileges to those who were able to accumulate some points on their purchases. Hence, the more purchases you have, the greater chances of accumulating bigger points - and bigger points mean bigger savings.

In contrast to its cash back version - the American Express Blue Cash - Blue from American Express can offer tangible things in exchange of the points you have earned in your purchases. You can get as much freebies as you can depending on your earned points. Best of all, redeeming points with Blue from American Express is never a hassle. You can get your accumulated points without the trouble. The giant card company is always more than willing to provide their customers their due rewards as reflected on their rewards points or earned points.

Rewards programs of Blue from American Express reflect the customer's loyalty to their card company. Hence, American Express' gratitude is shown through discounts or freebies.

Sounds too good to be true? Think again. Blue from American Express is just what it is - merely plain credit card that lets you enjoy the perks of a fully functional credit card and enjoy life to the fullest.

However, even if Blue from American Express sounds reliable and good enough to cover up for your financial needs even on an emergency, it is still important to learn some basic tips on how to use your card wisely to avoid accumulated balances.

1. Never max out your credit limit

Some people think that just because they do not get additional charges every year (waived annual fee) they can already max out their credit limit. Keep in mind that by doing so, they are actually creating higher risk of accumulating debts.

The idea of giving rewards is to focus the people in spending their money and using their credit cards wisely. Of course, it would be better if you have more purchases, thus, you get more accumulated points for rewards. However, it is best to stick on your budget and leave the credit limit behind.

Besides, you may not even enjoy your rewards if you know you still have bigger debts to pay.

2. Know your financial capability

Getting a good credit card like Blue from American Express will not be as beneficial as it may sound if credit cardholders are not aware of their financial capability. Some people tend to charge everything that they obtain and make their finances suffer by paying all those credits.

Boiled down, Blue from American Express would like to emphasize on its rewards by encouraging people to pay their dues on time to avoid accumulated interest rates. The idea is to accumulate more points, which can be converted into rewards.