Details Of The Starwood Credit Card Application

by : Joshua Shapiro

If you enjoy staying at the Starwood Hotels or Resorts, then the Starwood Credit Card may be the ideal way to make it an even better stay. Those that are looking for a way to benefit from a little extra cost can do so with this line of credit. In addition, you find it to feature all of the benefits offered with other American Express credit cards. If you have good or better credit, this is an option for you to take into consideration.

The Benefits

The Starwood Credit Card offers an introductory rate of 2.9% on purchase as well as balance transfers for the first six months of having the credit account. In addition, you get a variable 17.99% APR on purchases after that time. For cash advances, you get an APR of 22.99% Variable. The average daily balance method is used which is helpful in keeping rates lower if you are carrying a balance. There is an annual fell of $30, but this fee will be waived for the first year.

As for the rewards program, you will earn one point per dollar. When you use the Starwood credit card at Starwood Hotels and Restaurants, you will learn three points per dollar that you spend. You earn 1000 Starpoints fir the first stay at one of these resorts and hotels and then 500 Starpoints are earned for any additional say, up to ten within the first year. You can then transfer your Starpoints to any frequent flyer program that you may have offered anywhere in the world. There is no yearly limit but there is an expiration of 1 year on points unless the account is kept updated. You get a wide range of bonus points on your first purchases as well.

The Starwood Credit Card offered by American Express is well wroth the cost when you can benefit from these hotel stays. You will enjoy the benefit of getting funds back through your Starpoints.