The SkyPoints Business Credit Card Application

by : Beth Derkowitz

The SkyPoints Business Credit Card from Delta and American Express is an ideal choice for many individuals that are looking to earn discounts on traveling on Delta airlines. The credit card is geared towards helping those that have average or above credit and allows quite a bit of flexibility in its reward program. Those that are looking for a good level of credit, a dent amount of reward and flexibility should consider this credit card offered by Delta and American Express.

The Details

The SkyPoints Business Credit Card is an ideal choice for those looking for a good rate. It offers six months of 0% introductory interest rate on purchases. In addition, you get 9.99% interest rate on balance transfers for the entire time that you hold that loan if you transfer the balance during the first six months time. After these things, you have an APR of 17.99% variable on your purchases and get 22.99% variable on cash advances. There is an annual fee of $49 although this fee is waived the first year. You can avoid this fee by having another basic card service that qualifies.

When it comes to rewards, the SkyPoints Business Credit Card offers several options. You will earn one point for every dollar that you spend. You will also earn double SkyPoints for the funds that you spend at supermarkets, gas stations, hardware stores, home improvement stores, drugstores as well as on Delta purchase and even your wireless bill. You will see a full list of these benefits offered by the credit card issuer. You will then be able to redeem them for up to 75% off the first $500 of a ticket price through Delta. There is no expiration of points and no yearly limit.

Those looking for benefits in getting airline discounts will appreciate the benefits that the SkyPoints Business Credit Card from Delta and American Express offers. The savings can be a good reason to secure this credit card.