What is a Commercial Business Loan?

by : John Mussi

A commercial business loan is designed for a wide range of UK small, medium and startup business needs including the purchase, refinance, expansion of a business, development loans or any type of commercial investment.

Finance is the lifeblood of a business. Without it you cannot grow.

What is a Commercial Business Loan
Commercial business loans are generally available from £50,000 to £550,000,000 at highly competitive interest rates from leading commercial loan lenders.

A commercial business loan can be secured by all types of UK business property, commercial and residential properties.

  • Commercial Business Loans can offer up to 79% LTV (Loan to Valuation) with variable rates, depending on status and length of term.
  • Commercial business loans are normally offered on Freehold and long Leasehold properties with Bricks and Mortar valuations required. Legal and valuation fees are payable by the client.
  • Commercial business loans are available for Self-Declaration with CCJ's & Mortgage Arrears.

Commercial Business Loans cover most types of UK property, including:

  • Development property, new & redevelopment 
  • Country properties
  • Retail / offices / factories / warehouses
  • Investment & owner occupied
  • Leisure buildings (Hotels / Pubs)
  • Professional practice premises