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Credit Card Judgments - Remove From Credit History When you see a civil judgment on your credit report it means that a creditor has sued you for payment of a debt. It is a legal hearing that gives the debt collector an extended amount of time to collect the debt.A judgment gives the debt collector up to 20 years to collect on a debt. This is beyond the 7 year statue of limitations that applies to most debts. Often judgments are granted on...... Similar Editorial : Credit Card vs by James H. Dimmitt. | Source : Credit Card Application Mastercard
The Wrong Way To Dispute Your Credit Report If you have ever tried to dispute items on your credit report, you may have received a response from the credit bureaus stating they performed their "investigation." The bureaus may also tell you that they "verified" whatever item you disputed. This means that negative item will remain on your credit report.In paragraph number two of a credit bureau dispute response the bureaus encourage you to...... Similar Editorial : Dispute Credit Report by Lakeibarra. | Source : Instant Credit Score