Getting A Home Loan With Bad Credit Bad credit is nothing new in this day and age, especially since the 'credit crunch" became a huge problem from end 2007. Economically troubled people are emerging from every walk of life and 70% of the USA population alone have bad credit ratings. Because of bad credit, many face problems such as recovery, insolvency, delinquent financial credit and various other credit issues. But, a person can...... Similar Editorial : Bad Credit Home Loan by Carrie Reeder. | Source : Fixed Rate Mortgage