Retirement: Having Access To Your Future Since the inception of 401(k) plans in 1980, many companies have offered defined contribution plans as a benefit to their employees. In the process, many Americans have used 401(k) plans to save for retirement with pretax dollars and employer match funds.In an emergency, you may need to ... Similar Editorial : Retirement Jobs by pmegan. | Source : Retirement Planning
The Fury Of Financial Aid Make sure to use your PIN to check the SAR on your FAFSA and see if your EFC will qualify you for a PELL grant. Say what?If you're having trouble navigating your way through the modern financial aid system, you're not alone. Finding, applying and receiving different types o... Similar Editorial : Financial Aid by Cindy Heller. | Source : Debt Solutions
Retirement Planning: Too Much Concentration Enron.That simple, seemingly-harmless corporate moniker can send shivers through the spine of even the most seasoned investor. After the collapse, employees with Enron-heavy 401(k) plans were left with nothing. But Enron was not unique in the fact that employees had large chu... Similar Editorial : Retirement Planning by Shawn Mitchell. | Source : Retirement Planning
Estate Planning: Honoring Your Wishes Theresa was only 26 years old when she went into cardiac arrest. She fell down in the hallway of her apartment and was rushed to the hospital. She quickly lapsed into a coma, and then spent 15 years of her life in what doctors diagnosed as an irreversible persistent vegetative state. Dur... Similar Editorial : Estate Planning by Moneyalert. | Source : Copyright Free Music
College Planning: A Prepaid Education If you have kids, you know before long they'll be grown up and ready to move on to the next part of their lives. For most, that means some sort of higher education, typically at a four-year institution. It's not news that tuition continues to increase across the board at almost every major college... Similar Editorial : College Admissions by Jeff Mictabor. | Source : Language Learning
Estate Planning: Ensuring Your Legacy Deciding how you want to be remembered after you're gone can be one of the most important decisions you make. Do you want your legacy to be judged by your entire life or by a bitter legal battle over your assets? People often avoid the issue of death, but in the case of estate planning, it's reall... Similar Editorial : Estate Planning by Moneyalert. | Source : Copyright Free Music
Send Your Kids To College And Avoid The Tax Man Paying for a college education may be the greatest gift you can give. However, it may also be the most costly. It is no secret that college expenses have been rising at an alarming rate. According to The College Board's report, "Trends in College Pricing" tuition has increased at twice the rate... Similar Editorial : Send Flowers Online by Josh Riverside. | Source : Language Learning
Too Much Of A Good Thing? Horror stories of Enron's collapse abound and anyone who's aware of the rapid drop in Enron stock prices is also aware of how quickly most employees lost their financial security. All told, employees participating in Enron's 401(k) plan lost massive amounts of money, and in the case o... Similar Editorial : Its a Quantum Thing by Maya Talisman Frosst. | Source : Investment Plan Services
Estate Planning: Avoiding Probate When Elvis Presley died, his estate was worth over $10 million dollars1. Then it went through probate. After appraisal costs, legal fees, executor's fees, and estate taxes, "The King's" estate was left with only $3 million.2 Because of improper estate planning, a whopping 73% of Elvi... Similar Editorial : Estate Planning by Moneyalert. | Source : Copyright Free Music
Keeping Retirement In Your Sights Most of us have a lot on our minds. Kids, college, bills, cars, medical expenses, job related stress, retirement, and on the rare occasion we have time: hobbies. But what if there was a simpler way to manage at least one of the daily stresses mentioned above? Imagine a retire... Similar Editorial : The Sights by David B. Wix. | Source : Retirement Planning
Stock Options: Know When To Hold Em If the stock options you've received from your employer are burning a hole in your pocket, it may be time to get a second (or third) opinion before you cash in. Employees often believe they have the inside scoop on when the stock's market price will top out, and that false sense of confidence can ... Similar Editorial : How Stock Options Expire by Mark Crisp. | Source : Investment Plan Services