Boy Racer Car Insurance To Fall An announcement by one of the UK's largest insurance providers could lead to a drop in the car insurance premiums of so called 'boy racers'. Swinton has revealed that drivers who have 6 or 9 points on the licence will effectively be treated as having a clean record when applying for car insurance with the provider.Such a move is likely to see many drivers, who have penalty points, seriously...... Similar Editorial : The Freedom to Fall by Skye Thomas. | Source : Car Finance Quote