Sherry Ridge is a National Sales Manager with Tower Financial Services™, and is a Certified Financial Independence Consultant and Seminar leader. She conducts Debt-FREE & Prosperous Living® and Transforming Debt Into Wealth ® workshops all over Lake County, Illinois. She eliminated over $150,000 in debt in 7.3 years. She lives in the Lake County, IL Area, with her husband, and children.
9 Years Living Debt Free I've just completed my ninth year of being completely debt free. On January 19, 1999 I paid off my first home. That 30-year mortgage ended up being only 6 ? years, saving me over $80,000 in interest payments.Six years ago, we moved. We doubled our real estate assets and increased our net worth. When we purchased our new home and property we paid cash. We're still debt free and loving it.Being...... Similar Editorial : Start Living Debt Free by D Mcmahan. | Source : Debt Consolidation Credit Report
The Fear Of Money Financial freedom starts with your thinking. You can balance your checkbook and check your savings but that does not constitute good financial planning. You need to get beyond the fear of money, the fear of not having enough money, the fear of taking action and the fear of not taking action. There isn't one part of our lives that money does not touch. It affects our relationships, the way we go...... Similar Editorial : Run Towards Fear by Dr. Leif H. Smith. | Source : One Silver Dollar
5 Ways To Save Money Ever wonder where you money goes, when a few days after pay day your broke again?When we don't pay attention to the few dollars or just pennies, we end up blowing thousands. We looked at 5 common daily expenses that many of us seem to be in automatic spending mode. See what you can do to save money in these areas. It's easy to fritter away money on little daily expenses. If you fall into these...... Similar Editorial : Save Your Money by twinpeak. | Source : 1993 Silver Dollar
Financial Struggles, Where Can I Turn? In my 15 years of helping families with their personal finances, it seems that as our economy and workforce continue to change the struggles of many families go beyond basic budgeting and debt elimination consulting.Those of us debt free and/or on the path may never experience the challenges that a newly widowed mother, or divorced father goes through just trying to keep food on the table.I...... Similar Editorial : Financial Aid by Cindy Heller. | Source : Finance Loan Money
Stop Using Credit Cards If you only do one thing to improve your financial life that one thing should be to stop using credit cards. I have been living a debt free lifestyle for 9 ? years and I too sometimes fall under the lure of the easy access, getting it now, pay later, etc.? We all can be vulnerable. I've said it many times, we are creatures of habit and change does not come easy to most of us. Many experts say...... Similar Editorial : Credit Cards Vs by Nancy Cannon. | Source : Free Credit Card Numbers
Frequently Asked Fico Score Questions Your FICO score is your credit rating from a credit reporting bureau. The higher the number the better. The better FICO score allows you to have a lower interest rate on the money you borrow.Of course for those of us that are debt free, we don't we need a high FICO score, since we no longer live on credit. But for those of us still working on our plan it could help to get us out of debt faster....... Similar Editorial : Spyware Frequently Asked Questions by David Clark. | Source : No Credit History
Improving Your Fico Score Years ago I would sometimes be asked about FICO scores. Students in our Transforming Debt Into Wealthâ„? workshops would want to know what it is, how they could improve it and what exactly they were being rated on. Today, with the television, print and online ads at what seems an all time high, from companies wanting you to pay for getting your score, I'm now asked these questions frequently.I...... Similar Editorial : Improving Your Inter by Martin Bailey. | Source : No Credit History
