Terry Rigg is the author of Living Within Your Means - The Easy Way http://www.homemoneyhelp.com/ebookadpage3.html and editor of the Budget Stretcher web site. To Subscribe to The FREE Budget Stretcher Newsletter and receive The Complete Budget and Bill Organizer absolutely free just visit his home page at http://www.homemoneyhelp.com
Add A Few Dollars To Your Mortgage Payment The chart below gives examples of three different loan terms and what paying between $75 to $100 more a month would do to the mortgage. It is based on a $100,000.00 loan at 7% interest. Years Int Rate Payment Interest Total of Payments Savings307% $665.30 $139,508.00 $239,508.00 N/ARound Payment to $750.00 $93,994.86 $193,994.86 $45,513.14 This loan would be paid off in 259 months instead of 360...... Similar Editorial : Mortgage Payment Protection Insurance by Kirthy S. | Source : Home Buyers Mortgages
Money Worries? In my 25 to 30 years working with personal money management problems I have never seen worry help solve the problem. In fact it has just the opposite effect.Worry clouds your judgment. You have certain actions that you need to take to get your problems solved and you will need a clear head to make the necessary decisions. In some cases the worry leads to desperation and is used as an excuse not to...... Similar Editorial : Easing your Debt Worries by Scott Watts. | Source : Silver Dollar Money
Get Started Managing Your Money This article will attempt to give you some guidelines to help you get started no matter what your situation. The steps are fairly simple. Access the Situation, Damage Control, Find a Way and Get on Track are just 4 steps that you will need to take quickly.Access the SituationSit down with a piece of paper and a pencil and find out where you are now. No I'm not talking about a budget yet. Many...... Similar Editorial : Managing Money Online by andy tao. | Source : Silver Dollar Money
Get Serious About Your Money For years I would write my bills down, figure my income andsubtract the bills from my paycheck to see what was left. Itwas a real good start but by payday it was either forgotten orsomething would happen to mess it up.It finally dawned on me that the way I was going about thiswasn't going to work. I needed a different plan. Somethingthat would make me understand the problem and help me comeup with...... Similar Editorial : Your Money by Michael Oliver. | Source : Silver Dollar Money
Only You Can Prevent Money Problems What ever the reasons for your money problems, most of them could be prevented. I know for a lot of you, I am talking in thepast tense. The problems are already here so prevention is irrelevant. This is not the case.Only when you understand how you could have prevented the problem in the first place will you be able to fix it. We don'tneed to look at symptoms here, we need to explore root causes....... Similar Editorial : Prevent Dental Problems by Juliet Cohen. | Source : Silver Dollar Money
Sorting Your Money With all of the different items that the average individual orfamily spends money on, it can be difficult to keep it separated. You have to have money for groceries, car gas, school lunches, Groceries, Dining Out and Entertainment just to name a few. You could buy a box of envelopes each payday and sort the money on payday and stuff the money in an envelope until you need it. Of course, then you...... Similar Editorial : Your Money by Michael Oliver. | Source : Silver Dollar Money
Setting Your Financial Priorities Whether you know it or not, you are always setting your financial priorities. Some may decide that a new stereo system is more important than this month's electric bill. This may be a little off the wall but it is still setting your priorities.Anyone wanting to better manage their money would be wise todetermine what their financial priorities are and stick to them.Of course, if you see that these...... Similar Editorial : Setting Up a Network by Deryck Richards. | Source : Marketing Consumers
