This card is offers great rewards and bill payment service. Card holders with spotted credit and cannot easily qualify for an unsecured credit card. Holders of the Wired Plastic while not having to pay a security deposit must make payment in advance before making any purchases, but this will help in building back credit ratings.
Although not carrying many of the regular charges on credit cards, this card requires an application fee and an annual maintenance fee of Forty-seven Dollars and fifty cents ($47.50) which can be paid monthly.
Unlike other store value credit cards, the BankFirst Wired Plastic offers card holders some benefits, such as online bill payment.
•Eudora Preferred Credit Builder
This prepaid MasterCard is great for helping those with damaged credit or no credit to build their credit. The Credit Builder program reports to the various credit agencies for two years thereby assisting card holders to build or repair their credit. However, there is a Nineteen Dollars processing fee, as well as monthly charges of over Six Dollars for the first year.
This card offers customers the opportunity to earn referral dollars for each successful applicant they refer who maintain their card membership in good order.
Other benefits include auto rental and travel accident insurance.
•First Vineyard Stored Value Mastercard
Customers receive one percent cash back rebate when they use the card. There is an application fee of almost Forty Dollars, but no annual fees. Also, there is no point of sale transaction fee which is rare among store value cards.
This card however is not reported to credit bureaus so may not be best for persons wanting to build credit.
BankFirst carry a range of credit cards that are geared towards helping consumer with poor credit regain their positive credit rating.
Chase Platinum credit card
This card’s introductory APR is 0%, which is available for twelve months, which is applied to all purchases as well as balance transfers. However, the fine print states that after a review of customer’s credit history, 0% APR on balance transfer can be reduced to a period of three months. The regular APR will be 13.99%.
Chase Platinum is also a rewards earning card, so card holders earn one point for every dollar spent. Rewards can be for travel, gift certificates or purchases. Other benefits include $500,000 automatic travel accident insurance which is applicable even if your accident happens in another country.
Chase Travel Platinum Visa
Holders of this card earn one mile per dollar spent. These points can be redeemed at airlines, hotels, for car rentals and even for cruises. Awards are redeemable from over two hundred and fifty airlines.
You get twelve months introductory 0% APR on purchases and balance transfers. The regular APR after this introductory period is 13.99%. There is also an annual fee of Twenty-nine dollars to use this card.
The Chase Travel Platinum is a great choice for frequent flyers.
Chase Flexible Rewards Platinum Visa
Lastly, this card has no annual fees and starts off with a twelve month 0% APR. The annual regular APR is 13.99%.
Your first purchase can rack up as much as one thousand (1000) bonus points (Conditions apply so read the fine print). Points can be redeemed for cash, gift cards, travel or purchases at select establishments.
Chase Flexible Rewards also allows balance transfers from other cards.
To qualify for this card, applicants must have a good credit rating.
Eric Wasselman has sinced written about articles on various topics from Airline Credit Cards, Visa Credit Cards and Credit Cards. To apply for these and other BankFirst credit cards, Eric Wasselman recommends Find Credit Cards. Please seehttp://www.findcreditcards.org/issuer/ban. Eric Wasselman's top article generates over 246000 views. Bookmark Eric Wasselman to your Favourites.