•Wired Plastic Prepaid Visa card



This card is offers great rewards and bill payment service. Card holders with spotted credit and cannot easily qualify for an unsecured credit card. Holders of the Wired Plastic while not having to pay a security deposit must make payment in advance before making any purchases, but this will help in building back credit ratings.

Although not carrying many of the regular charges on credit cards, this card requires an application fee and an annual maintenance fee of Forty-seven Dollars and fifty cents ($47.50) which can be paid monthly.

Unlike other store value credit cards, the BankFirst Wired Plastic offers card holders some benefits, such as online bill payment.

•Eudora Preferred Credit Builder

This prepaid MasterCard is great for helping those with damaged credit or no credit to build their credit. The Credit Builder program reports to the various credit agencies for two years thereby assisting card holders to build or repair their credit. However, there is a Nineteen Dollars processing fee, as well as monthly charges of over Six Dollars for the first year.

This card offers customers the opportunity to earn referral dollars for each successful applicant they refer who maintain their card membership in good order.

Other benefits include auto rental and travel accident insurance.

•First Vineyard Stored Value Mastercard

Customers receive one percent cash back rebate when they use the card. There is an application fee of almost Forty Dollars, but no annual fees. Also, there is no point of sale transaction fee which is rare among store value cards.

This card however is not reported to credit bureaus so may not be best for persons wanting to build credit.

BankFirst carry a range of credit cards that are geared towards helping consumer with poor credit regain their positive credit rating.