Let's suppose something happens to you. Maybe it's a broken bone, maybe it's a bad cut, and maybe it's something worse. Now, let's suppose that that something was not your fault. Perhaps it was caused by defective machinery at the company where you work, or a mechanical defect in some product you recently bought, or was gained as the result of a crash or accident at the hands of a drunk driver.

If this has happened to you, perhaps its time to think about litigation: laziness and negligence should not go unpunished – you may be the first victim in a particular case, but unless something changes, you probably won't be the last. By litigating for compensation, you help keep companies accountable as well as receive some mitigation for the negative circumstances that have been thrust so unwillingly upon your shoulders.

What about the cost, though? Especially if you come from a working class back ground – where industrial accidents are most likely to happen – legal fees can be difficult if not impossible to pay. Fortunately, you don't have to worry about it. There exists a type of personal injury lawsuit called a no win no fee claim. This means that if you don't win your case, you don't have to pay the fee.

Think of the peace of mind this will give you. You can conduct the lawsuit with absolutely no fear of losing anything but a little time and effort. You have nothing to lose and a lot of money to gain. Because solicitors will only take you on if they think they can win your case, you're also at an advantage right from the beginning, as only those lawyers most confident in their own ability to work for you will actually choose to work for you. If they, experienced in the legal process, think you can win, there's probably a good chance you will – and if you don't, you don't lose anything.

Another advantage of no win no fee claims is that they are usually settled out of court. Most of your correspondence will take place by standard parcel post or by email and phone – only very rarely would you ever be called upon to actually appear in court. This removes much of the hassle problem most people expect when considering litigation as well, making the process as easy as it is cheap.

How much money exactly can you stand to gain from this? Is it really worth the time and effort it takes to find a good lawyer who's willing to work your case? The answer to that is very easy – just look at some of the average settlement fees, and you'll see just how substantial financial gain can be.

Start with something simple, like a forearm fracture. Very painful, very annoying, but not permanent and not at all life threatening. One would think that this relatively minor injury could garner little or no financial base in the way of litigation fees. One would be wrong. A simple forearm fracture can gain anywhere between three thousand, eight hundred pounds and over eleven thousand pounds. Not bad for no risk and a little bit of time in finding someone to represent you.

Rates are similar for other injuries as well – you can expect two to three thousand for the loss of part of your little finger, eight to eleven thousand pounds for severe injury to the big toe, and even over a thousand for something as simple as a broken nose. If you're dental work is damaged, you'll need a lot of money to repair it – get that money from the one who caused the damage, with many cases often resulting in settlements of five or six thousand pounds.