Some persons call it the coming of Jesus, but I name it the coming of the debt-eraser. Yes, I'm definitely being absurd right now, but how great would this be? We'd all certainly call this individual a saint of some kind. I am sure I would plaster his/her face across my living room wall in a 30/40 frame.
At this point I'd even be very pleased if my credit card debt was banished. The relief would be immeasurable. About those little plastic devils, how much do you presently owe on yours? I give you my word these suckers should come with the numbers 666 written across the front. Just as a fair warning to all who wield them. Someone please arrive with the interest free credit cards. The globe would be a much happier place.
Last week I was shopping for Christmas. After all, this is the season to be jolly, right? Well, how in the name of God am I supposed to be jolly when I know that my credit card is going to charge me some ridiculous interest rate every month? I wince with a tentative twinkle in my eye every time I whip the thing out.
I don't like to use the little devil, but , you hardly have 20 other options if you're broke from paying bills. It's not like you can simply dismiss the notion of buying presents for your loved ones. That wouldn't go over so well. Of course if one had a few interest free credit cards, this wouldn't be an issue at all.
But, where in the world can you get these? Well, I'm glad you asked. You can indeed find interest free credit cards, but like always, there is normaly a catch. They're in general interest free only for balance transfers, and this only lasts for a year from the date you get the card. So don't plan on getting interest free credit cards that apply to something you buy. Make sure to read the fine print on the back of each document/pitch you get in the mail. The purchase interest rate is typically HIGH, and the cash-advance one is always worse.
I just recall the only time I encountered true interest free credit cards. It was back when I started college. I was offered a few interest free credit cards with 0 APRs on purchases. They only had 250 dollar limits and if you exceeded the limit, your interest rate was terrible. Other than that, these advantageous credit cards cease to exist.
