The Chase Business Rebate Card has no annual fee and a 0% introductory APR for the first twelve months you have the Visa. This APR applies to both purchases and balance transfers. After the first 12 months, the cards variable APR of 13.99% is quite reasonable. The variable APR on cash advances, however, jumps significantly to 23.99%! There are, of course, finance charges for any purchases that are not paid for within the first 20 days, and there are charges for other services like cash advances and balance transfers. The maximum credit limit offered on the Chase Business Rebate Card is $35,000.

Cardholders taking advantage of the rebate program receive 3% cash back on any purchases from places like restaurants, office supply stores, gas stations, building supply stores and home improvement warehouses. A 1% cash back rebate is what is received for any other purchases on the card.

Another nice perk when using the Chase Business Rebate Card is that it offers several platinum benefits. These benefits include things like purchase protection, up to $1,000,000 in travel accident insurance and auto rental insurance.

The only downside to this particular Visa is that it determines finance charges based on a “Two Cycles Average Daily Balance". This can make the finance charges costly if you ever carry a large balance from month to month. However, if you plan to pay off the Chase Business Rebate Card each month and can use the rewards program, it may be the business credit card you are looking for. With no annual fee and a 0% introductory rate for 12 months, plus the option of 0% balance transfers, it would be a great Visa to consolidate your business expenses.