Coping While You Advance Your Finances

By: Rachel Yoshida

Some days do you just feel like you want to pull your hair out by the roots because you are so frustrated with your financial situation? Well, join the club. There are scores of other folks out there just like you who have a very difficult time paying all their bills every month. Even when you work a full time job there still might not be enough money to go around.

Today many people are choosing to get cash advances on their paychecks in order to make it through the week. This is one way to do it and it is not a bad thing when they are taken out and repaid responsibly. You can get a short term loan and when it is paid back on time it will not cost you that much compared with other places and methods of obtaining extra cash quickly. Pawn shops and credit cards are not cheap either.

Something that a lot of may have to learn to do is without. Not necessarily food or shelter, but other less important things. Pleasure items and activities can eat up a lot of budget especially when you are not making much money to start with. For example, you can take a trip to the theatre to see a new movie that just came out and spend at least twenty dollars all by your self. You can wait a couple of months and rent that same movie at the video store and make popcorn at home for about six to ten dollars.

There a many small ways to save money that can add up to hundreds of dollars in a bank savings account in just one year if you really make the effort. It might be more difficult when you have kids, but even then it can be done. Try at picnic at the park instead of buying a new video game. You might as well let your children learn now through you that you can not always have what you want when you want it. They will not appreciate it much until they get to take that trip to Disneyland that you were able to save up for by cutting some corners previously.

No one likes to have to make do without things that we would like to have, but in the end having peace of mind when your finances are being kept in order is a priceless thing. Once you have them that way you will never want to have to go back to borrowing money just to get by again.

Finance
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