Retirement Planning Tips

By: Ernie Zelinski

Apparently there is still too much negativity about retirement. The results of a recently published RBC Retiring Boomers Poll found that only 56 percent of Canadian baby boomers nearing retirement believe the quality of their lives will improve during their retirement years. nterestingly, however, the RBC researchers found that 79 percent of Canadian retirees believe that their quality of life has improved after retirement.

For the 44 percent of people approaching retirement who think that their quality of live will be diminished, this is likely either a wealth or health matter. Yet retirement health is not directly related to retirement wealth.

Fact is, many individuals approaching retirement overestimate how much money they will need to maintain an appropriate standard of living. At the same time, a lot of people are underestimating how well they can live in retirement. According to the RBC poll, the great news is that about two thirds of retirees are continuing to live their lives at the same standard of living and pace as when they were working. Undoubtedly, many of these happy retirees are trying to figure out how they had time for work when they still had a job.

In another vein, the RBC researchers found that 90 percent of people in the "retirement window" (individuals aged 50 to 69) are concerned about health and wellness. What's more, two-thirds of retirees spend more time looking after themselves than they did when they were in the workforce.

Clearly, being healthy in retirement contributes greatly to a sense of well-being. Individuals who look after themselves, eat right and exercise, can look forward to a healthier retirement than those who don't. The good news is that it's never too late to start a wellness program that targets optimum weight, a healthy lifestyle, and sufficient physical activity (at least an hour a day).

Following are some retirement sayings and retirement quotes related to how to maintain your health and your youth in your retirement:



    Retirement Quotes and Retirement Sayings Related to Health

    Eat few suppers, and you'll need few medicines.

    - Ben Franklin

    You want to go easy on the suicide stuff - first thing you know, you'll ruin your health.

    - Robert Benchley

    Eat only when you are hungry. Drink only when you're thirsty. Sleep only when you're tired. Screw only when you're horny.

    -Al Neuharth

    One should only see a psychiatrist out of boredom.

    -Muriel Spark

    My only advice is to lay off alcohol, tobacco, and wild women. Any can kill you.

    -James Biggs (104-year-old resident in a Dallas retirement-community)

    The only way to keep your health is to eat what you don't want, drink what you don't like, and do what you'd rather not.

    -Mark Twain

    Health is a state of complete physical, mental and social well-being, and not merely the absence of disease or infirmity

    - Constitution The World Health Organization.

    People who don't know how to keep themselves healthy ought to have the decency to get themselves buried, and not waste time about it.

    - Henrik Ibsen

    If I would have known that I was going to live this long, I would have taken better care of myself.

    - Cartoon caption in the retirement book The Joy of Not Working

    Retirement Quotes and Retirement Sayings Related to How to Maintain Your Youth in Your Retirement

    Youth is not a question of years: one is young or old from birth.

    -Natalie Clifford Barney

    I am not young enough to know everything.

    - J. M. Barrie

    For God's sake give me the young man who has brains enough to make a fool of himself!

    - Robert Louis Stevenson

    You can't turn back the clock. But you can wind it up again.

    - Bonnie Pruden

    You're never too old to become younger.

    - Mae West

NOTE: The above retirement quotes and retirement sayings are adapted from:

Retirement
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