Learner Motorcycle Insurance

By: webr

With recent news suggesting the number of people riding motorbikes without insurance is increasing, coupled with the fact that bikers are roughly 30% more likely to be involved in a crash, it has never been more important to ensure you are covered properly when you start riding.

So what do you need to look out for to get the best insurance quotes around? Firstly, it's highly important to shop around. Make sure you check with lots of different motorcycle insurance providers - while many mainstream insurers will offer full cover on a 125cc bike for as much as ?1500, a specialist motorcycle insurer could go as low as ?300 for a learner motorcyclist.

How do these insurers come to these insurance quotes? With pretty much any type of insurance quotes, the insurer needs detailed information about the rider and the bike.

Regarding personal details, a motorcycle insurer will typically require you to give the usual details such as your age, riding experience and where you live. It's worth noting that an older rider, even if they are a learner, will probably get a lower quote than a learner motorcyclist still in their teens.

With the bike, you will need to declare the type of bike, any modifications made, what it will be used for (i.e. for work or just leisure / commuting) and whether it will be stored in a garage or out in the street.

With all your details straightened out, all that you need to do now is go out there and find the best insurance quotes!

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