Nationally-syndicated financial columnist and Certified Financial Planner Jeffrey Voudrie provides personal, in-depth money management services and advice to select private clients throughout the USA. He will answer your financial question FREE at http://www.guardingyourwealth.net/
Investing: Saving Your Retirement Everyone would love to retire early, but they also desire to be free from the fear of running out of money. Changing your attitude toward investing and the approach you take will help you accomplish both. Read on to see how you can retire years sooner and make you money last decades longer.Last week I talked about our need to change the way we view retirement. I explained that seeing retirement as...... Similar Editorial : Investing In Pre by Kim Lee. | Source : Roth Ira Distribution
Investing: Get Free Answers To Your Financial Questions Sometimes it is the little things in life that really make the difference. That's especially true then when it comes to dealing with financial matters. Decisions about who to trust, what to invest in, making gifts or the type of insurance to buy all have long-term consequences--and often unintended results. There are many times that a simple answer from a professional would have made all the...... Similar Editorial : Investing In Pre by Kim Lee. | Source : High Yield Investment Programs
Investing: Harmed Investor Gets Justice Countless investors have lost large portions of their investments. Some have been in investments where they lost everything. But investors looking for help in recouping losses often find there are few places to turn for assistance. Read on to learn about one investor that finally got justice.Many an investor has been harmed by their advisor's inaction or being put in unsuitable investments. It's...... Similar Editorial : Investing In Pre by Kim Lee. | Source : Summit Investment
Investing: Hype-Proof Your Portfolio One email in particular recently caught my eye. And it wasn't from being flamed by irate insurance agents (I got plenty of those!), or emails from thankful consumers, pleased the public is being warned about equity-indexed annuities' pitfalls.This special email was from a California lady who had just attended a free dinner promoting equity-indexed annuities. Being a legal assistant, she was able...... Similar Editorial : Investing In Pre by Kim Lee. | Source : Summit Investment
Investing: Sucessfully Transitioning Your Portfolio At some point you will need to make changes to your investment portfolio. Often, investors and their advisors make wholesale changes all at once. But that's not really in your best interest. Read on to find out how to successfully adjust your portfolio.In a previous article I discussed the importance of matching the investment strategy used to expected market conditions. Using the wrong strategy...... Similar Editorial : Investing In Pre by Kim Lee. | Source : Summit Investment
Investing: Stategies To Boost Growth You should continue to grow your nest egg even when retired--unless you've been blessed with more money than you will ever spend! Last week I discussed in detail how retirees can boost their income without taking on unnecessary risk. This week, I'll explain ways you might safely grow your portfolio while minimizing risk.I believe that higher returns can be achieved with less risk when the...... Similar Editorial : Investing In Pre by Kim Lee. | Source : Summit Investment
Investing: Olympics Teach Investors A Lesson Perhaps the only area outside the financial world where performance is so closely measured is the Olympics. Competition is fierce, and with events measured to the hundredths of a second, athletes go to great lengths to gain even the slightest edge. The Olympics can teach us a lot about investing.Take skiing for example. Whether it's for cross country or the downhill, each ski team has a group of...... Similar Editorial : Investing In Pre by Kim Lee. | Source : Summit Investment
Investing: Keep Up Your Guard Do you like being taken advantage of? I sure don't. In fact, I hate it! Worse, it seems like it is happening more and more. Now, more than ever, it is buyer-beware. Read on for some specific examples and to learn how you can protect yourself.Trust is involved when we buy a company's products of services. Companies spend millions of dollars a year in advertising trying to gain our trust. Employees,...... Similar Editorial : Investing In Pre by Kim Lee. | Source : Summit Investment
Investing: New Year Financial Tune Up While you're making your New Years' resolutions, don't forget to give your financial house an annual tune-up. As the old saying goes, an ounce of prevention is worth a pound of cure, and few adjustments now could save you thousands of dollars, not to mention some major headaches, in the months and years to come.The first step in any financial tune-up is to reassess your financial goals and make...... Similar Editorial : Investing In Pre by Kim Lee. | Source : Summit Investment
Investing: Reader Exposes Mortgage Mischief Getting a new mortgage? Watch Out! Mortgage brokers (even at banks) get paid on commission. As interest rates rise, they must become more creative to make a living. Many are honest, but there's plenty that won't blink an eye at taking advantage of uninformed consumers. Don't be one of them!In my previous two articles, I've shared how and when Interest-Only, Option-ARM and Reverse Mortgages should...... Similar Editorial : Investing In Pre by Kim Lee. | Source : Summit Investment
Insurance: When Life Insurance Is A Pot Of Gold Don't cancel your life insurance policy without reading this first! Depending on your situation, you may be losing tens of thousands of dollars if you do. If you have a life insurance policy that you no longer can afford or need, consider selling the policy. Read on to find out how.Lots of investors have life insurance. Most people think the only way to collect on a life insurance policy is to die...... Similar Editorial : Need Insurance by Atty. Gabriel Cosh. | Source : Joint Term Life Insurance
Insurance: Life Insurance, Too Much, Too Little, Or Just Right? The thought that you may not need life insurance is anathema to most life insurance agents. But as a Certified Financial Planner who is also a life insurance agent, I have a different point of view. There are times when you may not need life insurance. To me, there are three reasons to have this insurance. You should use it to provide a way to replace the breadwinner's income in the event of...... Similar Editorial : Need Insurance by Atty. Gabriel Cosh. | Source : Joint Term Life Insurance
Insurance: Beware Of Universal Life Has a life insurance agent suggested that you buy 'permanent' insurance such as Whole Life, Universal Life or Variable Universal Life? The reasons they give seem so compelling, but are they in your best interest? Here's an explanation of the basics, plus what the insurance agent isn't telling you!There are two broad categories of life insurance--term and permanent. The basic idea behind life...... Similar Editorial : Need Insurance by Atty. Gabriel Cosh. | Source : Joint Term Life Insurance
Insurance: Beware Of Universal Life II Permanent insurance such as Whole Life, Universal Life, Equity-Indexed Universal Life and Variable Universal Life is regularly promoted as the perfect retirement vehicle or the new way to build wealth. This week I will expose the fallacies of those arguments.First of all, I believe that the need for life insurance should be met in the most economical way possible. With universal insurance, where...... Similar Editorial : Need Insurance by Atty. Gabriel Cosh. | Source : Term Life Insurance No Physical
Insurance: Understanding Long-Term Care Insurance Today's seniors are living longer than ever, but as life spans increase, so do the needs for additional care. The majority of today's retirees will need some form of special care as they age, whether that help is delivered in their own residence, in an assisted living facility or at a nursing home. The cost of such care is skyrocketing and many find they are unable to afford it.Our recent series...... Similar Editorial : Need Insurance by Atty. Gabriel Cosh. | Source : All State Auto Insurance
Buy Sell Or Hold The key is to not run with the herd. When everyone is rushing for the exits, those brave enough to stay behind can pick up some real bargains. I believe that now is one of those times... Similar Editorial : A Buy Sell Agreement by Donald Lusan. | Source : Guide to Investment Pg. 9
How To Avoid Taxes That way, you will be able to more easily determine which course of action you should take and can save thousands of dollars in the process! Theres no reason to pay tax when you dont have to!... Similar Editorial : How To Avoid Paying Taxes by Paul Buckley. | Source : Get Free Legal Help
