Everyone that goes online has a virtual identity. This could be an alias or a nickname and some people could only know you only by that. If you haven't met any of them in person, it would be pretty difficult for them if you are the one that is logged on or if it is someone else using your account.
This thing can happen only if your username and password have been stolen. There is only one way that this could have happened, a pesky program that has breached your security. When your virtual identity has been stolen you could have a lot to loose that just you e-mail account. The hacker could use your account to order different products online and then sending them to you to pay for. This is the case of credit card theft. Some people are tricked into giving away credit card numbers and pins to different sites that are own by hackers.
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As a result, they are cashed out in a matter of days and left flat broke. There are numerous ways in which you can find yourself in a tough spot, but the best way to protect yourself from these unnecessary headaches is to be as vigilant as you can. There is no software that can guarantee you total protection. The best it can do is to keep away any unwanted company and let you know every time you are about to do something stupid. My advice to you is to stay sharp and keep an eye out for any potential problems. After all, it could be your money and your reputation at stake so, I don't think you would enjoy loosing both of them.
